Page 383 - Personal Finance

Parents' income, child's record count in getting education loan: Experts

Students joining a professional course at a top-notch college will find it easier to get approval

This Rakha Bandhan, gift your sister financial security: here are some tips

Here are some of the financial products a brother can gift to his sister on the occasion of Raksha Bandhan

Ladder your fixed deposits to avoid the risk of reinvestment: Experts

Debt fund investors should keep the bulk of their investments in shorter-duration funds, 10-20% in longer-duration ones

Invest in a smart-beta fund only if you are convinced about strategy

Use market cap index-based funds in your core portfolio and complement them with smart-beta funds in satellite portfolio

After rate hike, ask your lender to increase home loan EMI, not tenure

A 50-bps hike on a Rs 50 lakh loan of 20-year tenure would increase the EMI by Rs 1,545

Fun and learning: How technology, tradition changed India's toy story

What to keep in mind when you ask your children to pick what they want to play with

A snapshot of term insurance plans with two riders offered by companies

Here's how the term insurance plan premium rates offered by various companies stack up

Fund pick: HDFC Credit Risk Fund

Fund pick of HDFC Credit Risk Fund

If you've missed July 31 deadline, file a belated ITR: What you should know

However, you will have to pay a penalty and won't be able to carry forward losses under certain heads

Buy a house only if you don't plan to change city and can afford it

Renting provides flexibility vis-a-vis size of the house and geography, frees up finances

Filing income-tax return after July 31? Verify within 30 days, say experts

Use any one of six methods of verification available

ITR 2021-22: How to e-verify income tax return to complete filing process

If the income tax return (ITR 2021-22) is not verified before the last date, it is deemed invalid (not filed) by the Income Tax Department

7.24 million income tax returns filed in one day, a record: CBDT

On July 31, 7.24 million ITRs had been filed, shattering all previous single-day records (the maximum being 4.9 million in 2019)

Target maturity funds are better than FMPs for locking in returns

They are more transparent and control both interest-rate and credit risk

58.3 mn income tax returns filed till July 31, record 7.24 mn on last day

Over the last two financial years, the govt had extended the deadline for filing ITRs to ease compliance for taxpayers battling pandemic. But this year the deadline was not extended by even by a day

Verification of ITR timeline reduced to 30 days from 120: I-T Dept order

The I-T department has reduced the time limit for e-verification or hard copy submission of the ITR-V, post filing of returns by taxpayers, from the current 120 days to 30 days, beginning August 1.

Income tax return: Missed ITR 2021-22 deadline? Here's what to do next

On the last day, July 31, over 6.5 million ITR were filed by 11 PM, according to the Income Tax Department

FY22 ITR filing: Over 6.34 mn returns filed till 10 pm on last day

Till July 30, more than 51 mn tax returns had been filed

Tackle higher cost of foreign education with diligent planning: Experts

Choosing right country and college, part-time job can help bridge the gap caused by the rupee's fall

Smart policy choice can help you tackle medical inflation: Experts

Most Ayush treatment happens out-patient; your policy may not be very useful if it offers only hospitalisation cover