Page 384 - Personal Finance

Startup style: the smart way of dressing up is to rent your clothes

Lease designer and premium brands from companies that offer attire you can return after wearing for a while

A snapshot of personal loan rates offered by various banks with details

Here is how the personal home loan rates offered by various banks stack up

Fund pick: Nippon India Growth Fund

Fund pick: Nippon India Growth Fund

ITR 2021-22: Top 5 benefits of filing ITR before the July 31 deadline

ITR is generally filed to claim the tax deductions and exemptions from the long-term capital gains, however, the benefits of filing the ITR 2021-22 before July 31 are not limited to this

Utilise price corrections to buy gold; this safe haven's here to stay

If the Fed turns less aggressive, the yellow metal could stage a comeback

ITR 2021-22: What do you lose if you file a belated income tax return?

Under section 234F of the Income Tax Act, 1961, the taxpayer is required to pay a penalty of Rs 5,000 for delaying the ITR and filing a belated ITR

Disclose your foreign assets and income in ITR or pay a hefty penalty

Clarity on relevant accounting period has been provided this year: it is January 1 to December 31, 2021

ITR 2021-22: Key points to keep in mind as the last date approaches

If the income is above Rs 2.5 lakh per annum, not filing the income tax return (ITR) can even land a person in jail

Fractional platforms lower barrier for investing in commercial realty

It is a relatively new avenue though and carries high concentration risk

Understanding Positive Pay System necessary to encash cheques from August 1

Several banks including BoB and SBI have issued notifications asking customers to register under PPS before August 1 to encash high-value cheques

Only GST-registered tenants face 18% tax on rent paid, say experts

One common query is what happens when a person not registered under GST rents a residential property to a person registered under GST

ITR: What happens if you miss July 31 deadline for filing income tax return

For people with an annual income of over Rs 2.5 lakh, filing an ITR is mandatory. Failing to do so may attract fines and penalties

ITR filing: Know how to file income tax return as the deadline approaches

According to the revenue secretary Tarun Bajaj, over 23 million income returns have been filed by July 20. However, the numbers are expected to pick up as the last date approaches

BNPL credit facility used without caution can lead to a debt trap

Understand all the attendant costs of this facility; delayed repayment will hit your credit score

Fresh supply of office space rises 96% in Jan-Jun across 6 cities

The supply stood at 12.1 million square feet in the January-June 2021 across these six cities - Bengaluru, Chennai, Hyderabad, Pune, Mumbai and Delhi-NCR.

Avoid overreaction to HDFC MF CIO Prashant Jain's exit, say experts

However, what investors got in his funds was fidelity to a fund management style that worked over the long term

Planning to buy an insurance policy? Here is what you need to know

There are three main components of an insurance policy: premium, sum assured and deductibles

A snapshot of fixed deposit interest rates offered by various banks and FIs

Here's how the fixed deposit interest rates offered by various banks and financial institutions stack up

Fund pick: SBI Credit Risk Fund

Fund pick of SBI Credit Risk Fund

Rain check: How to stay healthy and safe in monsoon season

Change your lifestyle and invest in these accessories to shield your skin and digestive system