Page 384 - Personal Finance

Professionals serving affluent clients must buy bigger indemnity covers

They should avoid professional indemnity policies with sub-limits or high deductible

Buying a resale flat? Don't let the society rip you off on transfer charges

The amount they can charge is capped in many cities; you can go legal to avoid payment or even recover your money paid under pressure

Art as investment: How to build a collection that will last in value

It is an asset that long-term commitment and keen interest in trends and taste

A snapshot of car loan rates offered by various banks with details

Here is how the car loan rates offered by various banks stack up

Fund pick: Axis Long Term Equity Fund

Fund pick: Axis Long Term Equity Fund

If investment review shows decline in international allocation, restore it

Lock into attractive yields being offered by target maturity funds of three-five-year maturity

Consistency should be key criterion when choosing NPS fund manager

Asset allocation to NPS should depend on age, risk appetite and asset mix in existing investments

Lump sum MF investments plunge in October as investors take SIP route

Flows down 64% from peak amid uncertain market conditions, valuation concerns

Inheritance rights of adopted children vary on the basis of religion

Hindu and Christian personal law treat adopted child on a par with natural-born ones

Silver has got its lustre back but beware the volatility, say experts

After underperforming for 2 yrs, silver has risen in line with benchmark indices but one should limit exposure to it to 5-10 per cent of portfolio

Your tax-saving investments must match your financial planning targets

Ensure that such investments are in sync with your asset allocation and are not done hastily

Selecting a target maturity fund based on your horizon and risk appetite

Constitution of underlying indexes doesn't matter since all the three categories of bonds they invest in are safe

Easy rider: The biking gear you need for safety and comfort on the road

Helmets, jacket and gloves will protect you in your adventures: choose them well

Snapshot of term insurance plans with 2 riders offered by various companies

Here is how term insurance plan with two riders offered by various insurance companies stack up

Fund pick: HDFC Short Term Debt

Fund pick: HDFC Short Term Debt

Older house can offer price and location advantage, say experts

But ensure repair expenses don't erode initial gain; also carry out title check

About Rs 400 cr tax deposited by filing 500,000 updated ITRs so far

The official said compliance has improved substantially and even corporates are filing updated income tax returns

Tax collections to cross budget estimates in current fiscal, says govt

Revenue Secretary Tarun Bajaj was quoted as saying that the growth in tax revenues will continue to be higher than the GDP growth, owing to better compliance

Port and combine your base health policy with a top-up to prune cost

Features like recharge and guaranteed no-claim bonus enhance the cost-effectiveness of health insurance policies

Companies mostly beat large banks on FD returns, face competition from SFBs

However, corporate deposits are generally riskier than those offered by large bans; debt funds offer attractive returns in above 3-year tenure