Page 451 - Personal Finance

Looking for insurance policies? Consider ones that waive health check-ups

Those with pre-existing conditions should opt for ones that require medical screening

Irdai to take decision on extending tenure of Covid-19 products: Chairman

Regulator Irdai is mulling over a plan to allow the tenure extension of Covid-19 specific insurance products as the vaccine for the disease is seemingly away, its chairman Subhash C Khuntia said

Covid-19 impact: Life insurers lose 4 mn policies, Rs 45,000 cr in premiums

Traditionally, the second fortnight of March is the most productive period for the life insurance business as around 15-18 per cent of the entire business comes during this period

How rolling over credit card balance can jeopardise your financial health

Instead, make use of EMIs and personal loans to repay credit card bills. If your dues are very high, go for secured loans

Taxes taking a bite out of your salary? Use Section 197 to manage cash flow

Only payments made after submission of this certificate are eligible for lower or nil tax rate

If your multi-cap fund becomes much riskier after new Sebi rules, exit it

Wait until your fund house communicates a change of mandate before you decide on your course of action

Rising Covid, non-Covid claims a double whammy for general, health insurers

Insurers said while the situation had been manageable so far, going ahead, it would be a cause for concern

Guaranteed loans have multiplier effect

Government guarantee will help and restart businesses which will kickstart the virtuous circle of employment, consumption, and growth

Don't lower guard: Not just returns, focus also on a scheme's risks

Enquire how the high returns being promised will be generated, and whether you are comfortable taking the accompanying risk

Covid-19 accounted for 11% health insurance claims in April-Aug: Study

As regards the cost of treatment, the insurance aggregator said Covid-19 treatment may cost more than Rs 10 lakh in case of prolonged hospitalisation

Buying a digital policy? Share it with family for emergency purpose

They will need access to policy details in case of an eventuality

Digital health plan may make insurance products cheaper: Irdai member

Health insurance products calculated based on historical data will get better information, says T L Alamelu

How to sniff and dodge financial scams and keep your wealth intact

Here are some tools that will help you detect a scam from a mile away and avoid touching one even with a 10-foot barge pole

IDFC Bond Fund - Medium Term Plan

IDFC Bond Fund - Medium Term Plan

A snapshiot of pre-owned, used car loan rates offered by various banks

Here's how the pre-owned, used car loan rates stack up

Small is in as 'Corona' nuptials take over from the Big Fat Indian Wedding

Marriage functions today are more intimate affairs, with couples saving on travel costs and elaborate buffets, spending instead on staycation, gifts and personalised events

Family matters: Be clear if your employer's group health plan covers them

With a pandemic raging, you must buy your own personal health cover for your family to supplement the group cover

Check your credit report; raise a dispute on 'invalid' score reduction

If your credit score has declined, get your credit report and check for discrepancies, then decide whether to raise a dispute

Premiums of non-life insurers rise 10.38% in Aug, health insurers gain most

General insurers, 25 in all, saw their premium collection go up 5.57 per cent in August 2020 to Rs 13,139.63 crore, compared to Rs 12,445.83 crore in the same period last year

RBI's loan restructuring scheme: Here's how it benefits you

The debt restructuring process involves a reduction of the interest rates on loans or an extension of its repayment tenure, or both