Page 451 - Personal Finance

Franklin Templeton debt fund crisis: Will investors get any money?

The fund house has declared that there will not allow any further transactions in them - no fresh purchases and no redemptions

Not the time for credit risk, investors should stay away from debt funds

Given that the Covid crisis could lead to more defaults by companies, investors are better off staying away from such funds

Dealing with Covid-19: Keep your vehicle in good shape during lockdown

Fill fresh engine oil and coolant before you store it away

Old income tax regime or new? Work out the math before you make your choice

Compute your income-tax liability twice, under the old system and the new. Factor in likely events like job loss of pay cuts

Fund pick: ICICI Pru Bluechip Fund

Fund pick: ICICI Pru Bluechip Fund

A snapshot of loan against securities offered by various banks with details

Here is how the loan against securities offered by carious bans stack up

7 personal finance tips to guide you through these unprecedented times

Coming out of these unusual times financially fitter and stronger would require discipline, perseverance, conservancy tricks and fortitude. Here are some handy tips for millennials

Investors should stick to stocks of firms focused on domestic market

Pharma firms can build brands and enjoy higher margins here

Quick approval, grace period: Medical insurance process eased amid Covid-19

Use instalments to increase cover; benefit from quick approvals

Is this a good time to invest in gold bonds? Yes, but do it wisely

The advantages are plenty. There are no hassles such as purity checks, making charges, and locker charges

It's a better option to take advance EPF than a loan during tough times

The usual advice is that one should not withdraw from their EPF account because it hurts the retirement corpus

Health premiums maybe paid in instalments: Regulator tells insurers

Option can be a permanent feature of health policies or can be a temporary relief for policyholders for 12 months

10 ways to plan your finances right during the coronavirus crisis

Here's how to protect your finances during these difficult times and work on your short- and long-term financial goals efficiently

Existing investors must book partial profits in gold to cut portfolio risks

New ones should build their allocation gradually upon corrections

Need cash? Loan against fixed deposits is cheaper than a personal loan

Here is how the rares of loan against fixed offered by various banks stack up

Using telemedicine to get critical medical advice in times of the lockdown

All you need is a smart phone to start consulting health specialists over video call, phone call, whatsapp, and other applications. And it does not burn a hole in your pocket

Watch out for April SIP numbers

Treat exit by retail investors as a contrarian signal for entering equities

Active vs passive: Mixed strategy works well, have your feet in both funds

Experts favour passive funds up to 40% in core and a bunch of active funds in satellite portfolio

Stock investing: Cull overleveraged companies from your portfolio

At a time when revenues have been disrupted, these are the ones that could go belly up first

Fund pick: Nippon India Dynamic Bond Fund

Fund pick: Nippon India Dynamic Bond Fund