Family matters: Be clear if your employer's group health plan covers them

With a pandemic raging, you must buy your own personal health cover for your family to supplement the group cover

Recently there was a news report about a Mumbai-based retiree who was part of a post-retirement group health insurance cover offered by his employer. He was given to understand that his parents were also covered under the policy and he even paid an extra premium for this. His company even reimbursed him for his mother’s treatment sometime after his retirement. But the next time when he asked for reimbursement for his father’s treatment, the company refused to pay and even asked him to refund the money reimbursed for his mother’s treatment, saying parents are not covered by the group cover