Page 454 - Personal Finance

Banks extending emergency loans to salaried, entrepreneurs after rate cut

However, most are extending it to their existing customers only

Investing in high dividend yield stocks can be rewarding amid market slump

Consider valuations and earnings growth along with dividend payouts while picking stocks

Investors shoudn't drop their guard, it's not the time to take credit risks

RBI action has averted duration risk, but defaults could mar debt fund returns

Planning to take a home loan? Step-up is a good option in difficult times

Real estate prices are reasonable. Loan rates are also affordable - as low as 7.9 per cent for certain banks

Dishwasher: A must-have gadget in the kitchen when the party is over

The appliance is a suitable replacement for the housemaid in times of the Covid 19 crisis, not just for convenience and but also for hygiene and efficiency

Cheap index valuation isn't inspiring

Cloudy earnings outlook in the coming quarters is likely to play spoilsport

Utilise extended deadline to make the right tax-saving investment choices

Avoid errors like investing beyond the permissible limit

RBI repayment moratorium: All loans, credit card dues will be covered

Issuing the detailed instructions on the moratorium announcement later in the day, the RBI said, The instalments include payments falling due from March 1 to May 31

Fund pick: ICICI Pru Midcap Fund

Fund pick: ICICI Pru Midcap Fund

Claiming loss will be useful if you have capital gains in FY20

Remember, it is mandatory to file I-T returns by the due date to carry forward losses to the following years

As market correct, it's better to stay away from leveraged businesses

Movng to stronger, more diversified ones will be prudent

Time to invest in overnight funds as they are still giving positive returns

Since the duration of securities they invest in is so low, these funds carry negligible duration or credit risk. They are hence the safest category among debt funds

What's a critical illness rider? Expert answers all your insurance queries

Life insurance riders are additional benefits over a primary policy, which come into play in case of a specific eventuality

Realty check: Current rates and unit sizes in Rs 1.5 cr-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Compensate student for fraud

UGC's website revealed that certain universities run centres on franchise basis, which is not permissible. Private universities are not entitled to grant affiliation to colleges

In times of coronavirus: Everything you need to know about your investments

For those who don't have adequate investments, taking a bridge loan to service EMIs may work

Small savings will continue to be attractive despite Coronavirus outbreak

While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has created an abnormal differential between them

Don't respond to the global rout by selling your foreign equity investments

The logic of geographical diversification of portfolio remains valid even today

Used-car loan: A longer tenure will mean lower EMI but higher interest cost

Here's how the used car loans offered by various banks stack up

Telecom duopoly will be bad for economy

A hike in tariffs is guaranteed. But it would not necessarily lead to higher ARPU