Page 465 - Personal Finance

For personal or credit card loans, it's time to scout for good rates

You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time

Strategy for meeting goals

Moving money from equity to debt in the last stages of any financial goal ensures that the corpus does not erode suddenly due to a fall in the stock market

Tipping point: Despite good performance, don't bet on long-duration funds

Government borrowings could rise, causing a spike in yields of long-term bonds

Pausing SIP set to become simpler; more fund houses to offer option

Many fund houses don't yet offer the pause facility but are scrambling to put one in place for investors

Cybercrimes in the time of Covid-19: Scamsters taking advantage of pandemic

A variety of phishing campaigns are taking advantage to distribute malware, steal credentials, and scam users

Arbitrage funds give liquid-plus returns at low risk if held for long term

Post-tax returns are likely to be higher if you hold these funds for a year

Covid-19 crisis: Insurers cannot decline death claim settlements

All life insurers, both public and private, are committed to process any death claim pertaining to COVID-19 at the earliest,the Council said in a statement

Coronavirus impact: Private insurers bat for standard treatment rates

So far, the number of claims handled by the private insurers from Covid-19 patients has been fairly less. Insurers said related claims have just started trickling in

Think twice before availing RBI moratorium on your credit card dues

The accumulated dues will be very high, given the high interest cost on credit cards

Virtual workouts for fitness freaks in the time of Covid-19 lockdown

You needn't ditch your daily exercise just because you can't step out. Do your zumba, yoga or pilates at home with training sessions on your mobile. Oh, by the way, they don't cost a bomb

Value investors will find enough bargains

But they must look for a cushion of safety when taking long-term positions

Covid-19: Tweaking your household budget to tide over the lockdown

Make every rupee count, save every penny possible, use every rupee wisely and know this too shall pass

Don't delay setting up a trust for a special child for their secure future

It can be relied upon to manage your estate on the child's behalf after your lifetime

Fund pick: Nippon India Low Duration Fund

Fund pick: Nippon India Low Duration Fund

Coronavirus impact: Renewal of health, auto insurance can be deferred

Payments can be made till April 21; for motor the relaxation is only for third-party insurance

Making a Will online is simple, ensure you sign it with two witnesses

Online platforms offer Will-making consultations, Will-drafting services, some providing do-it-yourself Will-writing software

Working from home? HR experts offer a few tips on staying productive

You will have to revamp both your work practices and technology tools to stay as productive working from home as you are at the office

Investing in beaten-down sectors can help you profit from market downturn

One approach that can boost long-term profitability involves increasing equity allocation as the markets fall, and decreasing it as they rise, instead of adhering to a fixed allocation

Small savings schemes continue to score despite the steep rate cut

Despite the steep rate cut, you are unlikely to find better paying schemes without taking excessive risk

Realty check: Current rates and unit sizes in Rs 3 mn-5 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy