Page 478 - Personal Finance

Arbitrage funds to trailing returns: Expert answers investment questions

The performance of a fund varies based on the performance of the underlying asset classes, says Ashwani Bhatia

Bet on dollar-denominated assets, offset the impact of weakening rupee

Investors can take a few steps to counter the impact of a depreciating rupee

Don't fund lifestyle needs with debt; limit your total EMI outgo

Limit the sum total of all your EMIs to 50 per cent of take-home salary

Planning to take auto loan? At 8.45%, SBI offers the lowest rate

However, check with manufacturers' captive lenders for offers during the festive season

A rupee strategy

Having hard-currency assets overseas can be fruitful if the rupee falls

Need cash urgently? Be extra cautious when taking loan against property

Here is how loan against property offered by banks and HFCs stack up

How products fashioned from waste are catching the fancy of consumers today

Not only does embracing discarded products recycled or upcycled into something new bring great value to the buyer, it also protects the planet

How and when to invest in SIP variants when the market is facing turbulence

If they are able to deliver out performance in actual market conditions, investors may invest more through them

Life insurance: Don't depend blindly on the agent, look at your needs

Ensure that you have a life and medical policy in place. This will safeguard your family against any eventuality and cover liabilities

Fund pick: Mirae Asset Emerging Bluechip Fund

Fund pick: Mirae Asset Emerging Bluechip Fund

Buying insurance cover online? Check these parameters to avoid fraud

Never pay in cash and call up insurer to check the genuineness of policy once you get a copy

Tipping point: What is e-mandate for recurring payments transaction?

The user needs to complete a one-time registration procedure. An option will be given to provide e-mandate for either a fixed value or a variable value

Does travel insurance cover reimburse flight cancellation charge?

To know the conditions acceptable for refund of flight expenses, read the specific section of the policy wording

Realty check: Current rates, unit sizes in Rs 1 cr-Rs 2 cr price range

If you are looking to buy real estate, having an idea of prevailing rates will come in handy

Small saving instruments, govt bonds a good alternative to NCDs: Experts

Experts are urging investors to stay conservative in their investment choices

Stimulus for borrowers

The inherent belief of the powers-that-be appears to be that a new home loan is the only way to provide a fillip to economic activity

Is your health insurance too expensive? Here're ways to reduce the cost

A look at some of these situations that should prompt you to have a relook at your health cover

Liquid funds: Don't focus on returns too much, look at expense ratio

Investors should also look at expense ratio, portfolio quality and track record

Rerating of Indian equity?

However, this will be tested with the economy clearly in slowdown mode

Planning to take pre-owned car loan? 7 points that you should keep in mind

Here is how the used car loans offered by various banks stack up