Page 520 - Personal Finance

Check the Sharpe ratio of your fund manager to have a smooth investing ride

Sharpe ratio is one measure that can tell you how much return a fund manager has given for each unit of risk taken

What credentials should one consider when looking for a financial adviser?

Several insurers have come up with low-cost unit-linked insurance plans

Why approaching consumer forum is a better option than Rera at times

Many states are yet to implement RERA fully whereas every district has a consumer forum

'NSE goBID' mobile app to make investing in G-secs, T-bills more convenient

Active investors can trade in them once interest rates start to decline

Investing via a broker? Don't leave unutilised funds in the trading account

Experts say that the broker is the custodian of your funds and securities, so you must choose one carefully

Solutions to steer loners in the 60-plus club through their sunset years

A number of companies in the eldercare space are offering a range of basic and customised services to keep lonely seniors in good health and spirit

Focus on companies facing the consumer

Pick those that have consistently maintained high return on equity

Planning to avail top-up loan? Here're the interest rates offered by banks

These loans require minimal paperwork as your existing lender has already scrutinised your credit profile and documents

Tips on buying smartwatches and alluring perfumes on global websites

Opt for package forwarding companies if you have a long list. If not, choose the e-commerce platform's shipping option

Bad credit score? Take a secured card to rebuild borrowing history

Even if your current salary is high, your credit history could be causing problems

Here is how tax-saving ELSS can also build wealth for life after 60

As you near your retirement age, your risk tolerance in financial decisions and investments also go down.

Despite correction, keep SIPs in US funds going for diversification benefit

Experts say investors should keep their investments in the US markets going as the fundamentals remain sound

Fund pick: Mirae Asset India Equity

Fund pick: Mirae Asset India Equity

Readers' Corner: Tax

The income shall be considered as taxable in the year in which the specified authority issues the certificate of completion for the whole project and not in the year of transfer of such land

I-T dept is watching, claiming rent as business income won't be that easy

Taxation depends on whether the property is let out to enjoy the rent or the owner is exploiting it commercially

Landowner liable to sign deed

In a joint development, the landowner is also liable for property-related issues along with the developer

Make correct disclosures with your agent to avoid 'mis-selling' of policies

Even if the agent fills up the form, it is your responsibility to ensure that there is no suppression of key facts

Investors should allocate about 5-10% to smart-beta funds, says expert

These funds have done better over a year, in a volatile market

NHAI bonds offer similar rates to NBFCs, but should you invest in them?

However, retail investors should analyse risk of NBFCs more diligently

Forced to fund half their pension by themselves, govt employees up in arms

The new pension scheme has caused indignation and sparked widespread protests