Page 522 - Personal Finance

Use balance transfer facility on your credit card to ease interest burden

However, this can be used only for a limited time period. If the amount is too high, go for a personal loan

Time for credit rating agencies to quickly respond to bond market signals

Rising spreads on a company's bonds will henceforth serve as a wake-up call to credit rating agencies to review their ratings

Here's how you can ensure your child's education is not hit by inflation

Before beginning to invest towards your child's higher education corpus, make sure you have the following pre-requisites covered

How Sebi is making debt funds safer for investors after IL&FS collapse

One fear among regulators is that allowing side pocketing could lead to fund managers taking higher risks. Even in the US, side pocketing is not allowed in mutual funds, only in hedge funds

NBFCs offer higher deposit rates than banks; invest after ascertaining risk

If you are comfortable with the rating, invest up to 10 per cent in a single company's paper

Why these scientist-turned-Hindu-seers plan to die, all blaming the govt

After Ganga campaigner G D Agrawal's death, an Ashram has its saints sitting on a relay-fast to death -- To save the Ganga

Here's how you can avail of a loan despite having a poor credit score

The following tips and suggestions will help you avail loan to deal with financial exigencies or unavoidable life-events, despite your poor credit score.

Video: Noted ad guru and theatre actor Alyque Padamsee passes away at 90

Advertising doyen Alyque Padamsee who created the Liril girl, Surf's Lalitaji and Hamara Bajaj marketing campaigns has died at 90 in Mumbai.

Want to invest in FD? Here're rates offered by small finance banks, others

Small banks are offering higher rates to increase their customer base

Get a grip on the grey areas before you purchase real estate abroad

Apart from proving to that taxman that the value of the property is commensurate with your income and that you've complied with FEMA, there are other RBI-related issues to be considered

Compare your fund's expense ratio against category average before switching

Wait for a couple of months until all changes in total expense ratios have been announced and then review your situation

Healthy takeaway from IIP

The consumption story, and revival in NBFC lending may improve prospects

Save on interest cost or lower tenure with a home loan balance transfer

Shift to the MCLR regime of banks, which is more transparent and offers faster rate transmission

What are capital gains and how tax rates are applied on them? Find out here

Capital gains are the profit you make when you sell a capital asset. A capital asset commonly includes land, a house property, shares, machinery or equipment used in a business etc.

An insurance agent for high net-worth individuals can pay you richly

It could be best if you work with HNIs buying policies with good sum assured

Fund pick: Franklin India Taxshield

Fund pick: Franklin India Taxshield

IT is clear why Hosur Road in Bengaluru's affordable housing destination

As one of the major IT hubs in Bengaluru, Electronic City has seen major real estate development over the last few years

What you should do if your fund is among the worst performers?

Always select funds based on their past performance over different periods

Readers' questions on life insurance plans answered: From nominees to risks

A convertible life insurance plan provides the benefit of obtaining less expensive term plan at the beginning while maintaining the option to convert the same to an endowment plan in the future

Here is what you should check before applying for a demat account

Take broker's help and collect the complete list of documents that need to be submitted