Page 533 - Personal Finance

Get a grip on the grey areas before you purchase real estate abroad

Apart from proving to that taxman that the value of the property is commensurate with your income and that you've complied with FEMA, there are other RBI-related issues to be considered

Compare your fund's expense ratio against category average before switching

Wait for a couple of months until all changes in total expense ratios have been announced and then review your situation

Healthy takeaway from IIP

The consumption story, and revival in NBFC lending may improve prospects

Save on interest cost or lower tenure with a home loan balance transfer

Shift to the MCLR regime of banks, which is more transparent and offers faster rate transmission

What are capital gains and how tax rates are applied on them? Find out here

Capital gains are the profit you make when you sell a capital asset. A capital asset commonly includes land, a house property, shares, machinery or equipment used in a business etc.

An insurance agent for high net-worth individuals can pay you richly

It could be best if you work with HNIs buying policies with good sum assured

Fund pick: Franklin India Taxshield

Fund pick: Franklin India Taxshield

IT is clear why Hosur Road in Bengaluru's affordable housing destination

As one of the major IT hubs in Bengaluru, Electronic City has seen major real estate development over the last few years

What you should do if your fund is among the worst performers?

Always select funds based on their past performance over different periods

Readers' questions on life insurance plans answered: From nominees to risks

A convertible life insurance plan provides the benefit of obtaining less expensive term plan at the beginning while maintaining the option to convert the same to an endowment plan in the future

Here is what you should check before applying for a demat account

Take broker's help and collect the complete list of documents that need to be submitted

Delay alone cannot lead to rejection

Insurer argued that a claim cannot be made on the basis of a cover note but consumer forum dismissed it

How uniform exclusion norms in health policies will reduce claim disputes

Customers will have a better idea of what they are covered for, and there will be less scope for arbitrary rejection of claims

Put in the work needed to teach your children financial responsibility

By beginning to train your child early, you can inculcate the habit of saving in her

All you need to know about tax benefits for senior, super senior citizens

Some significant benefits available to senior citizens and super senior citizens have been discussed in this article

Here are five easy steps to follow for a happy retired life

Apart from focusing on life goals such as owning a house or planning for child's higher education, make sure you accumulate adequate retirement corpus for a comfortable life post-retirement

There is bad news for you if your boss showered you with expensive gifts

If an employee receives a present from a business acquaintance, it is tax-free unless items include jewellery, bullion and property, among other things

Here is a quick guide on how you can save tax on gifts

Gifts could be either in the form of cash or kind. Let us look at the tax implications in both cases.

Political upheaval till elections 2019 offers an investment opportunity

In case of correction, long-term investors should increase their SIP allocations

Investing in art? Make sure your papers are in order to avoid tax problems

The paperwork must show how the artwork was procured and that valuation was correct when it was bought; art collectors also need to insulate their beneficiaries from tax troubles in the future