Page 533 - Personal Finance

Fund pick: SBI Dynamic Bond

Fund pick: SBI Dynamic Bond

Want to study further, but lack funds? There's hope for the cash-strapped

Whether it is for disaster relief or a personal cause, some online platforms help you raise funds for a fee

How to demat your physical shares before the December 5 deadline ends

If you miss this deadline set by Sebi, you will not be able to transfer or sell your shares; but getting them dematted isn't rocket science

Why NCDs are better than bank FDs if you're looking for higher returns

Before investing in an NCD, check its credit rating, stick to those having a credit rating of AA+ or above

NFOs: Don't invest unless there's unique concept or theme from a fund house

Investment advisors say that an NFO is best avoided unless it has a unique proposition

It's not second-hand, it's refurbished: Do make sure the product is genuine

While buying refurbished electronics from reputable sources, you get products that work just like new for a fraction of the cost, but do not fuss about minor signs of usage while buying these products

Manage your temporary cash crunch with gold loans: All you need to know

NBFCs charge higher interest rates than banks, but offer faster disbursement with minimum paperwork

Investors need to fine tune investment strategy to tackle rising rates

On the investment side, stay predominantly in short-term debt funds, but begin taking some duration exposure as the benchmark yield climbs further

FMCG may not be best bet

A rising rupee may lead to consumption pullback

Two out of three Indians do not save regularly for retirement: HSBC report

The lack of saving is likely linked to low knowledge of how much money is needed in retirement, as well as many prioritising their immediate financial situation over planning for their older years

Looking to invest? Lower charges mean higher returns in online Ulips

Insurers have waived several charges for an attractive online product, making them a low-cost investment option

A snapshot of schedule of charge for car loans and other details

Here's how the car loans by different banks and NBFCs stack up

Want to be cash-ready for financial emergency? Follow these rules

Single-income families need to keep more cash than double-income families, while entrepreneurs need to maintain even higher cash levels

Bundled or standalone: Which vehicle insurance policy should you buy?

If you are buying a car or two-wheeler now, you will need to buy long-term insurance compulsorily, as per a recent Supreme Court order

Why a start-stop approach to SIPs could hurt your crucial financial goals

You will also lose out on the chance to buy fund units at lower prices and boost returns

Realty check: Current rates and unit sizes in Rs 20 mn-25 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Is it time for a contra exposure to medium-term debt fund?

Experts say that those with the appropriate risk appetite and a horizon of at least two years may take a contrarian exposure

Readers' Corner: Mutual Funds

A grandparent, as a guardian through his/ her bank account, can invest in the name of the minor grandchild in any of the mutual fund scheme

Buying a car? Opt for bundled auto insurance with 1-year own damage cover

Avoid comprehensive products that offer long-term own damage and third-party liability

Can't deny claims without proof

The State Commission observed that insurance is a contract requiring good faith. And the insurer's stand was based on a handwritten note without authentication