Page 538 - Personal Finance

All you should know about the costs of investing in a mutual fund

The one-time expenses essentially includes various loads which the fund house levies when investors make a buying or selling transaction

Following ace investors is a good idea, but don't always ape their bets

There is much to learn from their investing philosophies. However, they have much deeper pockets and take many more chances than you can

With higher equity cap in NPS, young investors should increase exposure

In active choice, the investor decides how much allocation he would like to have to different asset classes

Current market rally has been narrow. What should an investor do?

The rally has been very narrow which signals the last stages of a bull run

Ambernath: From being industrial hub to affordable housing suburb

Ambernath has good social infrastructure facilities in the form of healthcare, educational institutions and retail outlets for day-to-day requirements

Tax terrorism is thriving

There are cases of taxpayers being forced to pay 20 per cent of disputed demands

If health policy covers you globally, no need to buy separate travel policy

In case the global cover is not adequate it might be appropriate to top it up with a short-term travel policy

Invest only a small portion in mutual funds through Paytm or WhatsApp

It can be more convenient, but even a small error on your part can hurt badly

The magic of compounding: How to make the most of your investment

Compounding means that the initial returns that you earned on an investment becomes part of the invested capital

Why you should not exit funds based on a year's underperformance

Narrowness of the current rally and recategorisation have affected performance. Give your fund manager some time before you decide to switch

Can't afford an iPhone or Galaxy S9? Don't fret, you can get one on rent

Bengaluru-based RentoMojo to offer top smartphones brands starting at a monthly rental of Rs 2,100

Don't have a PAN card yet? Here's how you can apply for e-PAN online

It's a digitally-signed card issued in an electronic format by the Income Tax Department using Aadhaar-based e-KYC process

Planning to withdraw cash on your credit card? Watch out for the expenses

You could end up paying not just a steep rate of interest but a hefty cash advance fee as well. In several cases the cost of the loans exceeds 36% on an annualised basis

Not all equity funds are the same: Know how you can maximise your returns

Here are four steps you need to take to maximise your returns on equity funds

Investors should avoid MFs with high expense ratios: All you need to know

In the debt category, returns are anyway low, so investors should avoid funds with high expense ratios

These health policies are specifically designed for treatment abroad

These covers come with a high sum insured and high premium; Most do not cover treatment in US or Canada, though some will charge a premium for inclusion of these countries

Millennials are struggling between investment and consumption: Here's why

Many millennials believe that they have enough time to plan for long-term goals, hence they do not worry about goals such as retirement

Riding on retail sentiment

If that were to go down, mid- and small-caps may take a bigger hit

India vs England 2nd Test Scorecard

India tour of England 2018

Here's why NRIs too need to shift from physical to financial savings

With real estate, NRIs' favourite investment vehicle in the past, unlikely to do well in the near future, there is a strong case for them to shift to equity and debt mutual funds