Page 547 - Personal Finance

Consumer sentiment rises, unemployment declines in week ended June 17

In the week ended June 17, consumer sentiment rose to 96.30 from 95.60 the previous week; unemployment rate declined to 6.11% from 6.52% during the same period, according to CMIE data

Mid- and small-caps continue to give positive returns despite sharp fall

If you have stayed invested for over a year, things are likely to be jittery till June-end when the mutual fund industry's reclassification exercise is completed

Muthoot Finance to SBI, interest cost can differ widely for gold loans

Interest rates can range from around 10 per cent to 26 per cent, so do check what various players are willing to offer you

Services growth under par

Unless June growth is very high, current quarter won't be great

Set off and carry forward losses to save tax: All you need to know

These measures can reduce tax incidence, but are tricky to execute

By-invite properties: Wealth may not suffice to open these doors for you

They cost a king's ransom and are positioned as the ultimate in housing luxury. And, the levels of services and benefits they offer are unmatched

Systematic withdrawal plans in equity funds can spell trouble

Withdrawal of units from the portfolio in a falling market can lead to sharp erosion in its value from which recovery could prove difficult

Travelling to North Korea? Carry cash

A three-day group tour costs just about Rs 35,600 for each person, and a 10-day package comes for Rs 130,000

GST on financial services: Investors, borrowers should plan finances better

You will now have to pay GST on your credit card dues, on exit fees charged by MF houses and on finance lease

Investing in IPOs can give good returns, but don't be too greedy

Sometimes, entering the stock after listing helps as it allows you to assess the business model, and perhaps, even get the stock cheaper

Fund analysis: UTI Mastershare

Business Standard takes a look at the fund and its features

A snapshot of charges associated with gold loan by different banks

Here's how the charges and features of Gold loan by different banks stack up

PE investing can be rewarding, but an investor needs to be patient

Exiting can be tricky: These assets do not provide instant liquidity, unlike listed stocks where you can liquidate your assets anytime you require

Cessation of work must be voluntary

If a project is held up due to theft, an insurance company cannot claim it as 'cessation of work'

Tipping Point: What happens if you miss the June 15 advance I-T deadline?

Paying the advance tax on time helps you plan your tax liability over the year rather than paying at one go at the end of the financial year

This real estate hotspot in Gurgaon offers easy exits to investors

Infrastructure development on track and construction of sector roads is completed to a large extent, and the region is well-connected to other parts of the city by the Metro rail

Readers' Corner: General Insurance

Overseas Travel Insurance plans provide coverage if you travel by a scheduled airline or cruise only

You may have to pay extra for health insurance covering treatment abroad

The insured may need to pay extra premium for treatment in the US. There is also co-payment of up to 20%

HDFC realty acquires stake in HomeKraft; to develop mid-income projects

The investment by HDFC Capital Affordable Real Estate Fund in HomeKraft is one of the rare entity level equity investments in the real estate sector

Why arbitrage funds score over debt schemes in the medium term

In a low-interest-rate scene, they are better than bank FDs, especially if you're paying 30% tax; they also get preferential tax treatment compared to debt funds