Epfo

Labour reforms get boost in 2025, 4 codes to be fully operational in 2026

After a long wait of five years, the government has set in motion the four labour codes, which will be fully operationalised in 2026 with publication of rules ensuring minimum wage and universal social security for all workers in the country. The labour ministry has also planned to bring in EPFO 3.0 version in 2026, which will ensure speedy withdrawal of employees' provident fund as well as fixation of pension under the Employees' Pension Scheme 1995 and insurance claims under Employees' Deposit Linked Insurance Scheme 1976. Talking to PTI, Union Labour & Employment Minister Mansukh Mandaviya said 2025 has been truly transformative for India's labour and employment ecosystem, marked by reforms that place workers at the centre of governance. A defining landmark of the year was the coming into effect of the four Labour Codes from November 21, 2025, modernising and consolidating 29 labour laws into a simplified, contemporary framework, he noted. "Looking ahead to 2026, the focus will

EPFO to fix EPS contribution errors: Here's what it means for pensions

New guidelines aim to correct contribution errors and safeguard the money of subscribers

EPFO insurance: Job history gap of up to 60 days won't cut Rs 50,000 cover

New rules for Employees' Deposit Linked Insurance ensure that short employment gaps and public holidays no longer disqualify subscribers from essential benefits , providing greater financial security

Goa nightclub fire incident exposes EPFO's compliance failure: Officers

EPFOA alleges that the nightclub's EPF-registered entity, M/s Being GS Hospitality Goa Arpora LLP, never deposited provident fund dues since its coverage

EPFO disposes 99% of higher-pension cases under EPS after SC ruling

The retirement fund body EPFO has disposed of nearly 99 per cent of the applications, seeking higher contributions for getting higher pension under the Employees' Pension Scheme (EPS) 1995, Parliament was informed on Monday. Minister of State for Labour & Employment Shobha Karandlaje stated in a written reply to Lok Sabha that the EPFO has taken action to implement the directions issued in the Supreme Court Judgement on November 4, 2022 in a time-bound manner. An online facility was provided and a total 17.49 lakh applications for validation of joint options were successfully submitted by pensioners/ members till last date i.e. July 11, 2023 out of which around 15.24 lakh applications were forwarded by employers to Employees' Provident Fund Organisation (EPFO) till last date i.e. January 31, 2025, she informed the House. As on November 24, 2025, nearly 99 per cent of applications received in EPFO have been disposed of, she also stated. As per her reply, a total of 4,27,308 demand

EPFO pension and PF cover to self-employed, gig staff? Here's what we know

The Centre reportedly is planning to ask EPFO to design new provident fund and pension schemes for self-employed and gig workers under the Social Security Code, offering flexible contributions

EPFO union opposes posting of deputed officers to cadre restructuring panel

An officers' union of the retirement fund body EPFO has sought withdrawal of a provision which enables the appointment of officers on deputation in a newly-constituted panel set up for cadre restructuring. The EPF Officers' Association (EPFOA) has written a letter to the Central Provident Fund Commissioner (CPFC) of the Employees' Provident Fund Organisation, Ramesh Krishnamurthi, seeking the removal of the deputation clause from the terms of reference (TOR) of the cadre restructuring (CR) committee constituted by the EPFO on November 25. The letter said that earlier the EPFOA had challenged the practice of appointing officers on deputation and had got a favourable judgement from the Central Administrative Tribunal (CAT) in 2007. Another case has also been filed by EPFOA against such improper appointment, and it is currently pending before the Punjab & Haryana High Court, it said. Despite this, whenever there is talk of cadre restructuring (CR) in EPFO, the issue of deputation is .

EPF vs NPS: Will Indian employees get a choice soon? | PFRDA's S Ramann answers

PFRDA Chairperson S. Ramann discusses the future of India’s retirement system, and whether employees may soon have the freedom to choose between the EPF and the NPS

Delhi High Court upholds provident fund rules for international workers

A bench of Chief Justice DK Upadhyay and Justice Tushar Rao Gedela delivered the verdict in the case filed by SpiceJet and LG Electronics India

Jeevan Pramaan 2025: EPFO pensioners get free doorstep service via IPPB

India Post Payments Bank to offer facility for millions of EPS retirees

EPFO's new enrolment scheme 2025 explained: Here's how it helps workers

The new EPFO scheme offers a six-month window for employers to enrol eligible workers and expand social security coverage across India

Access to EPF corpus made easier, but use the facility only in emergencies

EPF subscribers should continue to save separately for housing, and children's education and marriage

EPFO makes big changes: Full withdrawal, simpler rules & more

In a major move that’s set to make life easier for over seven crore salaried Indians, the Employees’ Provident Fund Organisation or EPFO has announced major changes to its withdrawal rules

EPFO clarifies new withdrawal rules: What you can and can’t do with your Provident Fund money

The Employees’ Provident Fund Organisation (EPFO) has clarified new withdrawal rules after facing public confusion and backlash.

Labour Ministry, EPFO respond to criticism, defend new PF withdrawal rules

PF withdrawal New Rules: Members who become unemployed can withdraw 75% of provident fund balance immediately, they say after Trinamool MP's criticism

Can't access your PF for 12 months? Here's what the new rule means for you

Under the proposed withdrawal rules, a member cannot fully withdraw until they satisfy the waiting period (e.g. 12 months for EPF, 36 months for EPS).

What numbers reveal: Why India's pension system is among bottom 3 globally

The Mercer report has flagged limited coverage of informal workers, poor adequacy, and regulatory fragmentation as key challenges for India's pension framework

EPFO revises PF withdrawal rule: 75% after job loss, rest after 12 months

EPFO says members can withdraw 75% of their PF immediately after job loss, while the remaining 25% can be taken only after 12 months of continuous unemployment to preserve pension benefits

Explained: India's pension system ranked lowest in world, Singapore tops

According to the Global Pension Index 2025, few nations have cracked the code, with the Netherlands, Iceland, and Denmark leading, and India, Philippines, and Thailand among those lagging far behind

EPFO's returns shine brighter than bonds, but are they built to last?

The EPFO manages or oversees a retirement corpus worth about ₹25 trillion, which is expected to grow sharply as India's workforce becomes more formalised