Financial Savings
Dabba to demat: Rachana Ranade on women's road to financial independence
Highlighting how women have long saved money in 'dabbas', Rachana Ranade noted "the only thing is to convert those savings from that dabba to a demat."
 "Dabba to demat: Rachana Ranade on women's road to financial independence")
India's workers feel financially secure, but savings reveal major gap: Survey
Over 80% of respondents in a Grant Thornton Bharat survey said they could sustain living expenses for less than a year if their income stopped
 "India's workers feel financially secure, but savings reveal major gap: Survey")
First ₹1 crore is always earned through active income & skills: Anant Ladha
Anant Ladha, financial educator and creator, has advised people not to treat every investment option as either completely good or completely bad.
 "First ₹1 crore is always earned through active income & skills: Anant Ladha")
Turn sporadic savings into a system: Set a budget, review regularly
A practical guide to breaking the cycle of irregular savings and building a consistent, stress-free financial buffer
 "Turn sporadic savings into a system: Set a budget, review regularly")
India's next investor wave will come from smaller cities, youth: EY
India has built digital rails for financial access, but EY says the next phase requires a wealth infrastructure that links identity, data, AI, advice and investor protection mechanisms
 "India's next investor wave will come from smaller cities, youth: EY")
Money made easy: How to automate savings, bill payments and investments
Leave a half-month's buffer in the salary account before switching on automated switches
 "Money made easy: How to automate savings, bill payments and investments")
Save and indulge: How to build a money plan that works for your lifestyle
Automation is the best strategy for saving money: If you have to make a conscious decision to save every month, you will fail
 "Save and indulge: How to build a money plan that works for your lifestyle")
What is a financial review and how often should you such an audit
Sit down with your spreadsheets or finance apps and check your structural alignment
 "What is a financial review and how often should you such an audit")
The poor's savings: The next frontier for NPCI and RBI Innovation Hub
For savings, the risk of default or malfeasance is borne by the vulnerable customer and, therefore, the regulator is cautious in allowing any latitude in experiments with savings products
 "The poor's savings: The next frontier for NPCI and RBI Innovation Hub")
House, travel, education: How to manage shared goals in a relationship
Couples must openly discuss money and work on savings and investments together
 "House, travel, education: How to manage shared goals in a relationship")
How to move beyond saving and start investing without overthinking
Setting money aside every month is a sign of disciplined financial planning, but the intent and outcome of saving money versus investing it are quite different.
 "How to move beyond saving and start investing without overthinking")
Emergency funds: How much to keep and where to park it?
An emergency fund is the money that one needs to keep aside to tackle an unexpected setback one might face.
 "Emergency funds: How much to keep and where to park it?")
Where should your emergency fund sit, and how large should it be?
The existence of an emergency fund matters most if you encounter a financial setback, such as a job loss, health emergency, home repair or some family responsibility
 "Where should your emergency fund sit, and how large should it be?")
Net household financial savings rise to 7% of GNDI in FY25: RBI report
Net household financial savings increased to 7 per cent of GNDI in FY25 as a sharp decline in financial liabilities outweighed a moderation in gross financial savings
 "Net household financial savings rise to 7% of GNDI in FY25: RBI report")
Financial literacy gap flips script: Rajasthan edges ahead of Gujarat
A study by IIM Udaipur finds households in Gujarat and Rajasthan save regularly but lag in investing and retirement planning, highlighting gaps in financial capability
 "Financial literacy gap flips script: Rajasthan edges ahead of Gujarat")
Borrowing among Indians up 44%! Household liabilities at decade high
Household financial liabilities have climbed to 6.2% of GDP, a decade high, driven by rapid growth in home loans, personal credit, and credit card spending.
 "Borrowing among Indians up 44%! Household liabilities at decade high")
Sometimes, steps to protect investors can hurt them in the long run
The anti-proliferation restrictions need to be revisited to allow a wider range of well-labelled products
 "Sometimes, steps to protect investors can hurt them in the long run")
Why is life insurance losing lustre as a savings scheme for India's youth?
As life insurance loses share in households' financial savings, insurers are rushing to create new products, mostly in health insurance, to stay engaged with a younger demographic
 "Why is life insurance losing lustre as a savings scheme for India's youth?")
Quitting UPI apps helped me control my spending, says Sania Mirza's sister
Fashion entrepreneur Anam Mirza, sister of tennis star Sania Mirza, says deleting UPI apps like Google Pay helped her become more mindful of her spending
 "Quitting UPI apps helped me control my spending, says Sania Mirza's sister")
What are the best health insurance plans in the market for you?
The following plans and premiums are for young male, non-smoker males living in a city
 "What are the best health insurance plans in the market for you?")