Fixed Deposit

Bad news for FDs: Rates to fall sharply as RBI cuts repo rate by 50 bps

RBI cuts repo rate by 50 bps to 5.5%. FD interest rates fall further, prompting investors to consider laddering, hybrid funds, and small savings schemes for better returns

What are the best fixed deposit rates for senior citizens?

Senior citizens are often loathe to deal with the intricacies of complex financial instruments. In such cases, it might be a good idea to just park their savings in a fixed deposit

Up to 9% interest rates: FD rates in may, small fin banks lead

In May 2025, small finance banks are offering the highest FD interest rates, with NorthEast Small Finance Bank leading at 9%. Explore the best rates across small finance, private, public, and foreign

Need to break your fixed deposit early? Here's how to slash penalty costs

Learn how to minimize penalties on premature FD withdrawals by choosing the right bank and smart structuring strategies like laddering, sweep-in, and loans against FDs.

How to navigate a market when both equity returns and FDs are declining

Exposure to gold and longer-duration debt, and purchasing equity funds systematically as valuations soften can help investors navigate this phase

BoI lowers FD rates, ends 400-day special scheme offering 7.30% interest

Several lenders have revised their fixed deposit plans after central bank cut the repo rate

SBI cuts FD rates, reintroduces 'Amrit Vrishti' scheme with lower returns

The highest rate is now 6.90 per cent for deposits of 2 to 3 years for regular customers, and 7.50 per cent for senior citizens for deposits of 5 to 10 years

Bank of India cuts interest rates on short and medium-term FDs

The decision came on Saturday (April 12) after the Reserve Bank of India cut the policy repo rate by another 25 bps to 6 per cent

RBI rate cut to hit Fixed Deposit returns: What investors can do now

This second cut in three months could affect returns for fixed deposit (FD) holders

Stable returns, flexible tenure: Why do you need FDs in your portfolio?

Fixed deposits ensure that the principal amount invested is preserved. Investors can rest assured that they will receive their initial investment back along with accrued interest at maturity

Madras HC: FDs, jewellery qualify as property under Senior Citizens Act

In a recent judgement, the Madras High Court held that fixed deposits (FDs) and jewels come under the definition of property under the Senior Citizen Act, 2007

DCB Bank cuts FD interest rates; now offers 8% for deposits below Rs 3 Cr

The bank now offers interest rates between 4.25 per cent and 8.50 per cent on FD amounts below Rs 3 crore for senior citizens for tenures ranging from 7 days to 10 years

ESFs: Ideal for investors seeking FD-plus returns, low volatility

As of January 31, 2025, ESFs managed assets worth ₹42,161 crore, according to the Association of Mutual Funds in India

Fixed deposit in Feb: IndusInd, Ujjivan SFB & 5 other banks cut/hike rates

Stock market crash has renewed focus on fixed deposits, which remain a preferred investment option

What are the best fixed deposit rates in the market for you?

If you want a low-risk investment strategy, fixed deposits may be the way to go for you. But remember, the returns will also be commensurately lower

Public vs private banks: Who offers best FD rates for senior citizens?

In terms of interest rates, small finance banks and private sector banks tend to offer higher rates compared to their public sector counterparts

Best FD rates February 2025: 10 private banks offer 7.5%+ interest

Stock market fluctuations are common, but FDs offer stability, particularly in times of volatility

A Beginner's Guide to Fixed Deposits in India

This instrument allows you to earn interest on your idle funds for a set period of time.

Shivalik Small Finance Bank cuts FD interest rates to 9.05% from 9.30%

Lender cuts rates by 25 bps, lowering the highest rate to 9.05% from 9.30% for senior citizens on tenures ranging from 12 months and 1 day to less than 18 months

Arbitrage funds beat bank FDs with higher returns amid market volatility

Amid continuous market volatility, arbitrage funds have surpassed public bank fixed deposits (FDs) in terms of one-year returns