Mediclaim

Man denied mediclaim over Google Maps mismatch: Here's all you need to know

Insurers are turning to digital footprints like Google Timeline to verify claims, but experts say such data can't be the sole reason to reject a valid health insurance claim

Mediclaim policy amount can't be deducted from medical compensation: HC

A sum received by a person under a mediclaim policy cannot be deducted from the compensation amount payable to the claimant for medical expenses under provisions of the Motor Vehicles Act, the Bombay High Court has said. The amount under a mediclaim policy is received in view of a contract entered into by the claimant with the insurance company, a full bench of Justices A S Chandurkar, Milind Jadhav and Gauri Godse said in its judgement on March 28. "In our view, the deduction of any amount received by a claimant under a Mediclaim policy would not be permissible," the bench ruled. The issue was referred to the full bench after various single and division benches had different views on the same. The full bench, while referring to judgments passed by the Supreme Court, said the Motor Accident Claims Tribunal was not only empowered but also duty-bound to award just compensation. It said the amount received on account of insurance is due to the contractual obligations entered into by

Zero-tolerance approach to any kind of medical treatment claims fraud: Govt

Use of artificial intelligence and machine learning is made for a comprehensive fraud analytics solution to detect fraud pro-actively regarding health claims

Letter to BS: Govt should consider reducing GST rate on mediclaim premium

The mediclaim premium amount is also going up steeply and considering that life expectancy is increasing, the increasing premium becomes a big burden

Tackling mediclaim: Combat medical inflation with a super top-up policy

Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy

Top-up health plan better than restoration option

It helps policyholders address their need to mitigate risks of increasing medical expenses at affordable rates

Reduce chances of claim denial

Know the exclusions, make full disclosures and go to a consumer court in case of a dispute

Are some of the new features in your health plan worth paying for?

While the benefits offered by the new-generation products are alluring, choose a plan that offers features you may actually need in the future