Page 29 - Personal Finance

Real deal about festival home loan offers; starting marathon running

This week we report about how to review a discount home loan and what you need to take up running

CBDT issues new form to give details on 'other taxes' paid by employees

Employees have to use Form 12BAA to report to employers any deductions from sources of income other than their salaries

Houses priced over Rs 4 crore see 38% sales spike, led by Delhi-NCR, Mumbai

Delhi-NCR, Mumbai, and Hyderabad led the charge, contributing nearly 90 per cent of the luxury housing sales across India's top seven cities

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights on ratings and returns offered by various players over different horizons

Canada-India diplomatic row impact on immigration, visas, students: Decoded

The frosty ties have impacted diplomatic operations, with both countries reducing staff at their respective high commissions

Corporate bond funds: High credit quality, moderate duration risk

According to the Securities and Exchange Board of India (Sebi), corporate bond funds must allocate at least 80 per cent to corporate bonds rated AA-plus or higher

SBI short-term loan interest rates reduced as MCLR changed by 25 bps

The MCLR-based rates have been adjusted to fall within the range of 8.20% to 9.1%. The overnight MCLR is at 8.20%, while the rate for the one-month is reduced from 8.45% to 8.20%, a dip by 25 bps

New portal for filing I-T returns aims to simplify work for taxpayers

Before launching the new portal, the Income Tax Department is seeking feedback from the public and stakeholders

DA hiked by 3% for govt employees: Your take home salary explained

DA is provided to employees to offset the effects of inflation during a financial year and is calculated based on the All India Consumer Price Index (AICPI)

FD rates in October: 10 banks offer 7.5% & more interest for 3-year tenures

Now is the time to lock in high fixed deposit interest rates and secure your returns while you can

Crackdown on immigrants: Sweden offers Rs 28 lakh to foreigners to leave

Sweden is not alone in offering return grants to migrants. Several European nations have implemented similar measures, although the amounts vary significantly

Term insurance for self-employed: Get 10-15X cover, add premium waiver

Self-employed individuals often face hurdles in buying term insurance due to financial documentation that doesn't fully reflect their earnings. This complicates underwriting

Save up to Rs 1 lakh! Credit cards offer festive discounts and deals

BOBCARD's festive offers span e-commerce platforms, electronics, travel, and grocery shopping

Bandhan MF NFOs bet on high-risk undervalued stocks, top performers

These open-ended schemes will track the Nifty 500 Value 50 Index and Nifty 500 Momentum 50 Index, respectively

Baroda BNP Paribas launches fund tracking Nifty Midcap 150: What to know

An exit load of 0.2 per cent will apply if shares are redeemed on or before seven days from the date of allotment; the exit load will be nil if redeemed after seven days

'Be very careful': UK colleges warn amid 16% drop in foreign student visas

Between July and September 2024, 263,400 sponsored study visa applications were submitted

Planning a Bali trip? Breaking visa rules could lead to 20 years in prison

To enforce the new visa regulations, the Indonesian Department of Immigration has launched "Operation Jagratara"

40,000 Indians vie for 1,000 spots in Australia's new work visa ballot

The Working Holiday Maker visa allows Indian nationals aged 18 to 30 to live, work, and travel in Australia for up to 12 months

Travel insurance: Get pre-existing ailments covered by paying extra premium

Non-medical coverage includes trip cancellations, curtailments, flight delays, missed connections, and loss of checked-in baggage, passports, and other important documents

Facing pension delays? File a consumer complaint for quick resolution

National Commission observed the dispute was for pension benefit for which consideration in the form of contribution had been paid, so the complaint was maintainable