Page 29 - Personal Finance

Key Financial Planning Tips Before Starting Your Career

In this episode of Manager’s Mantra, Harsh Gahlaut, Founder & CEO of FinEdge, shares expert advice on launching businesses, managing global teams, and mastering personal finance.

From the humble chai to boutique teas, a beverage for all seasons

India is home to some of the most exquisite and premium teas, cherished for their unique flavors, but the humble chai holds its own special place even among aficionados

Looking for term insurance? These are the life cover policies available

Term insurance policies are a must for young professionals who have dependants and looking to insure their financial future

Loan moratorium: Understand benefit, impact, smart borrowing tips

It helps borrowers facing financial crisis but may result in accumulated interest on loan

How non-participating plans by insurers work as investment option

Lock-in returns for long-term with these plans from insurers

Delhi Mukhyamantri Mahila Samman Yojana registration begins: How to enroll

Scheme will provide eligible women above the age of 18 monthly assistance of Rs 1,000

Non-life insurers' profit in green in FY24 after 2 straight years of losses

Net profit of life insurance companies rose by 10.79% Y-o-Y in FY24 to Rs 47,407 crore

Over Rs 20k cr of unclaimed amounts lie with life insurers at end of FY24

Irdai also adopted several measures to reduce existing unclaimed amounts, asking insurers to prompt policyholders to update their contact details at the time of renewal

Say no to NFOs, buy direct plans and seek suggestions from Sebi RIAs

Sebi's new rule is a positive step towards investor protection. It will reduce mis-selling by aligning distributor incentives with investor interests and discourage unnecessary portfolio churn

Algo trading: Understand risks, have realistic return expectations

The circular is expected to provide retail investors access to registered and approved algos, ensuring their interests are protected

Govt staff can get reimbursement for emergency help at non-CGHS hospitals

Delhi High Court clarifies rules after petitioner says she could not locate a hospital empanelled under the CGHS scheme for emergency surgery

Evaluating individual fund: Base decisions on 8 quarters of performance

If you need money for an emergency, your goal is near, or with advancing age you prefer a lower allocation to equities, consider redeeming

Steep rise in premium, poor claim experience? Consider porting your policy

Check for loopholes in coverage, like sub-limits, and evaluate whether you need to augment coverage through a super top up policy

PAN 2.0 targeted for fraud: How to protect yourself from misinformation

If you need to apply for a reprint of your PAN card, you can it through the websites of Protean or UTIITSL

Vivad Se Vishwas Scheme 2024: Income Tax department releases new FAQs

The scheme allows taxpayers to settle disputes with the government; check out who can avail of it

CBDT campaign to resolve income discrepancies in annual statement, returns

People get opportunity to address discrepancies by filing revised or belated Income Tax returns for FY24 before December 31

Housing in tier-II cities: Assess job prospects, infra before investing

Tier 2 cities are emerging as attractive real estate destinations due to expanding employment opportunities

Revealing the 100X strategy: The ultimate instrument of wealth creation

Most Indians are wary of investing in equity markets because of its intangible nature, but this is the asset class that can ensure the maximum returns over a period of time

Delhi Mukhyamantri Mahila Samman Yojana: Eligibility, application process

AAP government scheme will provide Rs 1,000 as monthly stipend to women fulfilling eligibility criteria

'Tis the season: How to get luxuriously creative with your Christmas decor

The essence of Christmas decor lies in creating a warm, joyful, and inviting atmosphere that reflects the spirit of the season. Know how to deck up your home and hearth this festive season