Page 3 - Personal Finance

Lost money in a credit card fraud? How to raise a dispute and recover it

Step-by-step guide to protecting your money from fraudulent charges

Occupancy certificate delay: Buyers entitled to refund with interest

Buyers should turn to RERA or consumer forum to seek redress

Think your health plan is enough? CA lists 3 must-have add-ons

Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.

Buy gold ETF with low tracking error and expense ratio, high liquidity

Bulk of gold investment for investment purpose should be through ETFs; limit jewellery purchase to personal use

EPFO makes big changes: Full withdrawal, simpler rules & more

In a major move that’s set to make life easier for over seven crore salaried Indians, the Employees’ Provident Fund Organisation or EPFO has announced major changes to its withdrawal rules

Missed your health insurance renewal? Here's the hidden cost beyond money

Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike

Explained: India's pension system ranked lowest in world: What’s going wrong? | Personal finance

India’s retirement income system has been ranked near the bottom of the Global Pension Index 2025 with a D grade and a score of 43.8.

Value funds help balance growth portfolios; invest with 5-year view

Those unable to withstand periods of underperformance may avoid these funds

Festive season sees cheaper car loans, zero processing fee offers

Public sector banks are wooing car buyers this festive season with loans starting below 8 per cent and limited-period processing fee waivers, aiming to boost vehicle sales ahead of Diwali

Sonu Sood and son Eshaan invest over Rs 3.6 crore in Mumbai-Panvel realty

Land in Panvel and an Andheri West apartment show the family's growing real estate footprint in Mumbai's high-demand zones.

Oppn slams EPFO rules change, says govt punishing salaried people

Attacking the Modi government over the change in EPFO rules, the opposition on Wednesday alleged that salaried people are being punished for the Modi government's "mishandling of the economy" and urged Labour and Employment Minister Mansukh Mandaviya to scrap the "draconian" provisions. The opposition hit out at the government over the specific change to the period for availing premature final settlement of EPF from the existing 2 months to 12 months and final pension withdrawal from 2 months to 36 months. They also slammed the provision of earmarking 25 per cent of the contributions in the members' account as minimum balance to be maintained by the member at all times. In a post on X, Congress MP Manickam Tagore said the Modi government's new Employees' Provident Fund Organisation (EPFO) rules are nothing short of "cruelty". "Pensioners and job-losers are being punished for needing their own savings. Prime Minister Narendra Modi ji this is the time to intervene and stop Mansukh .

'Wealth whispers': Corporate exec explains how Rs 100 SIP changed his life

Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya

Insurance regulator seeks more measures to check fraud, improve security

Insurers must upgrade systems and board-approved processes by April 2026, says Irdai

Is silver the next big bet?

Gold investors have had a dream run this year. But experts now say it might be time to take a breather — and start looking at silver instead.Watch this episode of PF Guide to find out why!

Property deals: Mismatch in sale value, TDS, returns may invite scrutiny

Quoting false PAN can lead to a penalty of ₹10,000 per default; wilful concealment can even result in imprisonment

RBI's offline digital rupee is here: Pay with e₹ even without internet

RBI's offline digital rupee lets users pay with e₹ without internet, bringing cash-like convenience to remote areas and simplifying digital transactions

Investors should book partial profits if gold allocation is over 10%

Instead of falling prey to FOMO and diving in headlong, new investors should enter gradually and with a long horizon

Indian investors remain risk-averse, Sebi urges diversified portfolios

Sebi's 2025 survey finds most Indians prioritise capital preservation; experts say align risk with time horizon and personal comfort level

Asset split in divorce: Courts presume equal ownership of joint assets

They increasingly recognise the wife's non-monetary contributions such as homemaking and childcare when dividing assets

Update children's Aadhaar biometrics for free: Process, criteria explained

Data is needed during school admissions, entrance exams and to avail certain government schemes