Page 53 - Personal Finance

Are you an NRI planning to file your ITR for 2024? Here's a complete guide

An NRI's income taxes in India depend on their residential status," explains Manikandan S, a tax expert at ClearTax

Australia 'exploiting young people': How visa fee hike will impact Indians

Australia's visa fee hike decision poses a significant financial challenge for Indian students aspiring to study in Australia

10 key points first time taxpayers should know before filing IT returns

If you find the process complicated, don't hesitate to seek assistance from a qualified tax professional

Ensuring coverage in crisis: Understanding 'waiver of premium' rider

The 'waiver of premium' rider can be purchased at the time of policy inception

RBI keeps floating rate savings bond interest rate for July-Dec at 8.05%

Interest rate on bonds is reset twice a year, with investors receiving interest payments semi-annually on January 1 and July 1

ICICI Bank launches Sapphiro Forex Card for Indian students; details here

Powered by Visa, the card offers a range of benefits aimed at making overseas financial management simpler for students and their parents, the bank said

Up to 8.75%: These 4 banks hike FD interest rates; all you need to know

Ujjivan Small Finance Bank offers the highest rates at 8.75% for senior citizens and 8.25% for others

Credit card users can still use third-party apps for repayment: Know more

Customers of banks already live on the BBPS platform can continue using third-party apps for payments

Nearly 72% women now take investment decisions independently, says study

Proportion of women investors using fintech channels has skyrocketed from 14 per cent to 55 per cent in just five years

Australia hikes student visa fee by 125%: How Indians will be affected

This new fee places Australia significantly higher than its competitors, with the US charging approximately $185 (Rs 15,433) and Canada around C$150 (Rs 6,711) for student visas

From cards to Paytm wallet: 8 changes that will impact your pocket in July

From July 1, 2024, RBI new regulation requires all credit card payments to be processed through the Bharat Bill Payment System (BBPS)

Bank holidays in July: Banks to remain closed for 12 days; details here

The RBI publishes a list of bank holidays each month, advising customers to check the list to avoid unnecessary trips to the bank on holidays

Savings to expenses: What to do in your mid-year financial review

Time to reassess your budget and adjust it to reflect your current financial reality

Govt to launch campaign for redressal of family pensioners' grievances

Union Minister of State for Personnel Jitendra Singh will launch a special campaign for the effective redressal of family pensioners' grievances here on Monday. Presently, around 90,000 cases are being registered on an online Centralised Pension Grievance and Redress System (CPENGRAMS) in a year, a statement issued by the Personnel Ministry said on Sunday. Of the total grievances, family pension grievance cases account for about 20-25 per cent, it said. A major segment of family pensioners' grievances is constituted by women pensioners, the statement said. The majority of the grievances pertain to defence pensioners, railway pensioners and CAPFs pensioners under the Union home ministry, it said, adding that "Bank-related issues also constitute a sizeable number". The Department of Pension and Pensioners' Welfare (DOPPW), as part of its 100 days action plan will be undertaking a month-long special campaign for effective redressal of family pensioners' grievances during the period Ju

Monsoon mayhem: Auto insurance add-ons can keep you afloat during rains

Insurance providers can deny a claim if the damage falls outside the coverage provided by the policy

How to file ITR with multiple Form 16s: Here's a step-by-step guide

Form 16 is an essential document for filing ITR as it contains details of salary income, deductions, and exemptions

Credit score to bills: Steps to take if your loan application is rejected

Paying loan instalments on time is crucial for maintaining a healthy credit profile, reducing the chance of loan rejection

Decoded: How Indians with US H-1B visa can gain from Canada's work permits

Canada's open work permits provide H-1B visa holders with an attractive alternative to the often restrictive and uncertain US visa process

Set up emergency fund, priortise spending to avoid falling into debt trap

A debt trap is a situation where a person is forced to take new loans to meet debt obligations

Citibank credit cards to become Axis: Fees, limits, and benefits explained

The complete migration of all Citi relationships, including your credit cards, to Axis Bank, will wrap up by July 15, 2024