Page 53 - Personal Finance

Opt for deductible to reduce premium, ensure sub-limits are reasonable

The main benefit of a senior citizen plan is witnessed at the time of issuance

HDFC MF launches HDFC NIFTY100 Low Volatility 30 Index Fund: Check details

Nifty100 Low Volatility 30 Index Fund targets large-cap low-volatility stocks within the NIFTY 100 Low Volatility 30 Index

Want to add your name in 'White List' for faster immigration? Check it now

Indian citizens and OCI cardholders will be covered in the first phase, and foreign travellers will be included in the second phase

Engine protection cover: Must-have in areas prone to heavy rains

While traversing a flooded road, water can enter engine, causing damage. This is usually not covered by comprehensive policies. To get this coverage, customers need to buy the engine protection cover

IRDAI bars unit-linked policies from being advertised as investment product

All advertisements of linked insurance products and annuity products with variable annuity pay-out option must disclose risk factors, says regulator

Go for money market funds with a large AUM and low expense ratio

MMFs invest in fixed-income instruments maturing in less than one year, minimising interest-rate risk

Key information about health insurance plans gathered in one table

Know about eligibility, key features and premium amount in Policybazaar table

Deadline to documents: What you must know about visa application process

The time a country takes to process a visa application depends on volume and seasonal demand

2 out of 5 Indians say savings key goal of financial planning: Report

People older than 30 likely to save almost 25% of their monthly income and those younger save only 10-15%

Deceased's tax dues: Heir's liability capped at value of inheritance

Not filing an ITR or paying the tax dues on the deceased's behalf can lead to penal consequences

Star Health deploys AI face tool to assist in health assessment

With the face scan feature, individuals can effortlessly track vital parameters such as blood pressure, pulse rate, heart rate, haemoglobin levels and stress levels

Reversion to mean: Why frequent switching of SIPs should be avoided

Long-term investors should never stop their SIPs during market corrections

EPFO discontinues Covid-19 advance facility: Check details of other options

A non-refundable advance was provided to the EPF members during the outbreak of the first wave of Covid-19 and another advance in the second wave

To avoid notice, align your tax return with TDS on freelance income

The income earned through moonlighting can be received as a salary, or as professional fees/business income

US July 2024 visa bulletin: Big leaps for Indians in Green Card category

The US Visa Bulletin lists priority dates, essentially placeholders in the green card application line

47% Indians faced financial fraud in 3 yrs; credit card, OTP scams top list

Over half of the respondents reported unauthorised charges on their credit cards by both domestic and international merchants

PM Modi to release 'PM Kisan' 17th instalment on June 18: Check details

PM-Kisan is a direct benefit transfer initiative under which beneficiary farmers receive an annual sum of Rs 6,000 in three equal instalments.

Mutual Fund SIP vs Lump Sum investment: Which is better investment option?

SIP is suitable for investors who prefer a disciplined and systematic approach to investing, while lump sum investment may be appropriate for those with a significant amount of money

Soon, Indians may travel to Russia visa-free: Here's what you need to know

Currently, Russia allows visa-free entry for citizens from China and Iran under its tourist exchange programme

Data to diversification: 7 things digital lenders must do to manage risks

Assessing is challenging for digital lenders as they have to rely on alternative data sources and algorithms to evaluate creditworthiness