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PPF

Invest Rs 150,000 in PPF between April 1 and April 5 to maximise returns

Take into account your cash flow needs before making a lump-sum investment in this illiquid instrument

Invest Rs 150,000 in PPF between April 1 and April 5 to maximise returns
Updated On : 02 Apr 2024 | 11:10 PM IST

Post office schemes: how do they work, and who is it suited for?

If you are planning to apply for a Post Office Savings Scheme, have a look at the different types of Post Office Savings Schemes.

Post office schemes: how do they work, and who is it suited for?
Updated On : 21 Mar 2024 | 6:45 PM IST

Where to invest money in India? Top 5 investment options in 2024

Are you planning to invest in 2024 to protect yourself when the world is facing a recession? If yes, here are the top 5 investment options in 2024

Where to invest money in India? Top 5 investment options in 2024
Updated On : 16 Jan 2024 | 1:13 PM IST

63% opted for old tax regime in FY24, PPF and ULIP top saving tools: survey

When asked about the reason for the choice of the old tax regime, 43 per cent of taxpayers cited lower tax liability as the primary reason

63% opted for old tax regime in FY24, PPF and ULIP top saving tools: survey
Updated On : 12 Dec 2023 | 10:32 AM IST

7 key changes to Senior Citizen's Savings Scheme: All you need to know

The Senior Citizen's Savings Scheme (SCSS), designed for individuals aged 60 years or employees above 55 years of age and below 60 years of age, offers 8.2 per cent interest per annum

7 key changes to Senior Citizen's Savings Scheme: All you need to know
Updated On : 20 Nov 2023 | 10:50 AM IST

Govt relaxes norms for small savings schemes: Check details here

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts

Govt relaxes norms for small savings schemes: Check details here
Updated On : 13 Nov 2023 | 3:07 PM IST

Govt relaxes norms for various small savings schemes including PPF

The government has relaxed the norms for various small savings schemes, including the Public Provident Fund (PPF) and Senior Citizen's Savings Scheme. For the Senior Citizen's Savings Scheme, the new norms provide three months to open an account against one month's time at present. As per the gazette notification dated November 9, an individual can open an account under the Senior Citizen's Savings Scheme within three months from the date of receipt of the retirement benefits and proof of the date of disbursal of such retirement benefits. The deposit in such an account will earn interest at the rate applicable to the scheme on the date of maturity or the date of extended maturity, the notification said. In the case of the Public Provident Fund, the notification has made some changes with regard to the premature closure of accounts. This scheme may be called the Public Provident Fund (Amendment) Scheme, 2023, the notification said. According to the notification, some changes have

Govt relaxes norms for various small savings schemes including PPF
Updated On : 10 Nov 2023 | 10:09 PM IST

Choosing NPS fund manager? Seek consistency across the asset classes

Switch fund manager only if long-term performance lags the category average

Choosing NPS fund manager? Seek consistency across the asset classes
Updated On : 29 Sep 2023 | 9:52 PM IST

How to activate a dormant PPF account? Here are the steps to follow

If you have an inactive PPF account, then you will be deprived of many benefits. You have to deposit Rs 500 each year to keep it activated. Here are the steps to activate your dormant account

How to activate a dormant PPF account? Here are the steps to follow
Updated On : 15 Sep 2023 | 2:59 PM IST

Net collections under small savings schemes dip for first time in 11 years

The top 5 states with the highest net collections in FY23 were West Bengal, Maharashtra, Uttar Pradesh, Tamil Nadu, and Karnataka

Net collections under small savings schemes dip for first time in 11 years
Updated On : 04 Aug 2023 | 11:45 PM IST

Govt hikes interest rates on most small savings schemes by up to 70 bps

Rate on National Savings Certificate steeply raised by 70 bps, PPF kept unchanged

Govt hikes interest rates on most small savings schemes by up to 70 bps
Updated On : 31 Mar 2023 | 11:27 PM IST

PPF vs SSY: Where should you invest for your daughter's education?

While Sukanya Samriddhi Yojana offers a higher interest rate, PPF can be continued for a longer tenure and offers greater flexibility after 15 years

PPF vs SSY: Where should you invest for your daughter's education?
Updated On : 24 Feb 2023 | 7:48 PM IST

Build diversified portfolio, don't chase the mirage of safe equity fund

There are three approaches investors may take as they decide their asset allocations

Build diversified portfolio, don't chase the mirage of safe equity fund
Updated On : 03 Feb 2023 | 2:45 PM IST

PPF and Sukanya Samriddhi are most attractive in small-savings basket

Senior Citizens' Savings Scheme remains a must-have for those who need regular cash flows after retirement

PPF and Sukanya Samriddhi are most attractive in small-savings basket
Updated On : 05 Oct 2022 | 11:14 PM IST

Returns on small savings remain attractive despite no rate reviews

Investors who want to avoid their long lock-in can choose from a host of other high credit quality options

Returns on small savings remain attractive despite no rate reviews
Updated On : 08 Jul 2022 | 10:22 PM IST

Govt keeps interest rates on small savings schemes unchanged for Q2FY23

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21

Govt keeps interest rates on small savings schemes unchanged for Q2FY23
Updated On : 01 Jul 2022 | 2:27 AM IST

Interest rates on small savings schemes unchanged for first quarter of FY23

The government on Thursday kept interest rates on small savings schemes, including NSC and PPF, unchanged for the first quarter of 2022-23 due to an elevated level of inflation.

Interest rates on small savings schemes unchanged for first quarter of FY23
Updated On : 31 Mar 2022 | 5:27 PM IST

Invest by the 5th of a month to optimise return on PPF, say experts

One significant point investors must remember while investing in PPF is that they must put in the money at the right time to maximise the return they earn from it.

Invest by the 5th of a month to optimise return on PPF, say experts
Updated On : 31 Mar 2022 | 6:10 AM IST

Early start, more equity can beat low interest rates, say analysts

Counter the cut in EPF rate with an asset-allocated retirement portfolio and using instruments like NPS

Early start, more equity can beat low interest rates, say analysts
Updated On : 30 Mar 2022 | 6:05 AM IST

ELSS and PPF can be good last-minute tax-savers, say analysts

NPS and medical insurance are sound non-Section 80C options

ELSS and PPF can be good last-minute tax-savers, say analysts
Updated On : 29 Mar 2022 | 6:05 AM IST