Ppf

Loan against PPF: Who can borrow, limits, rates, and repayment rules

Loan against PPF allows borrowing at low rates between years 3 and 6, with strict limits, a 36-month repayment window, and impact on returns if delayed

Deposit rate cuts tough for banks as govt retains small savings rates

With small savings rates unchanged for the eighth straight quarter despite RBI cuts, banks face limited room to lower deposit rates amid slowing deposit growth and margin pressure

Changing cities or banks? Here's how your PPF account can move with you

Step-by-step guide to transferring your PPF, who needs it, required documents, KYC and how the new branch completes the move, plus why and when to shift accounts

Small savings rates unchanged for Q2FY26: Check what you'll earn

Despite RBI's rate cuts, the government has kept PPF, NSC, SCSS and other small savings scheme rates unchanged for July-September 2025. Here's the full list of interest rates you'll earn this quarter

Not into stocks? Post office savings schemes could be worth an investment

With markets on a rollercoaster, many Indians are turning to post office savings schemes for safer, steady returns. Here's why these old-school options are back in personal finance conversations

No fee for PPF, NSC, SCSS updating nominees; name up to 4 individuals

Post offices and banks charged Rs 50 to update PPF nominee details. Under new rules, this fee has been removed

No fee for updating nominees in PPF accounts: FM Nirmala Sitharaman

Previously, it had been reported that financial institutions were charging a fee for updating or modifying nominee details in PPF accounts

No fee to be charged for updation of nominees for PPF accounts, says FM

This update follows a recent development where financial institutions were charging a fee for the updation or modification of nominee details in PPF accounts.

Budget 2025: Experts predict impact on small savings schemes PPF, NSC

Rising inflation and shifting economic priorities are prompting investors to seek alternative avenues offering better returns

Small Savings Schemes: Interest rates for PPF, NSC, SSY unchanged yet again

Under this announcement, the Public Provident Fund (PPF) and post office savings deposit schemes will retain their interest rates at 7.1% and 4%, respectively.

Align tax-saving investments with financial goals and asset allocation

Making a start now will give you time to choose instruments prudently and avoid mis-selling

Minor's account to NRIs: New PPF changes from October 2024 decoded

New rules for dealing with irregular PPF accounts have been notified by the Department of Economic Affairs which will be applicable from 1st October 2024.

Start, maintain Public Provident Fund account, even in new tax regime

Since PPF is a government-backed scheme, it offers full capital protection and guaranteed, risk-free return

New income-tax regime: Small savings schemes likely to take a hit

Especially, PPF may see a sharp decline in inflows

Invest Rs 150,000 in PPF between April 1 and April 5 to maximise returns

Take into account your cash flow needs before making a lump-sum investment in this illiquid instrument

Post office schemes: how do they work, and who is it suited for?

If you are planning to apply for a Post Office Savings Scheme, have a look at the different types of Post Office Savings Schemes.

Where to invest money in India? Top 5 investment options in 2024

Are you planning to invest in 2024 to protect yourself when the world is facing a recession? If yes, here are the top 5 investment options in 2024

63% opted for old tax regime in FY24, PPF and ULIP top saving tools: survey

When asked about the reason for the choice of the old tax regime, 43 per cent of taxpayers cited lower tax liability as the primary reason

7 key changes to Senior Citizen's Savings Scheme: All you need to know

The Senior Citizen's Savings Scheme (SCSS), designed for individuals aged 60 years or employees above 55 years of age and below 60 years of age, offers 8.2 per cent interest per annum

Govt relaxes norms for small savings schemes: Check details here

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts