Provident Fund

EPFO members likely to get 8.25% interest credit for FY26 this month

After ratification by the government, interest likely to be credited to more than 70 million contributing members

Govt ratifies 8.25% EPF interest rate for FY26, to be credited this month

The government has ratified 8.25 per cent rate of interest on employees' provident fund (EPF) deposits for 2025-26, which is likely to be credited to over seven crore contributing members this month, a source said on Thursday. EPFO provides the rate of interest on EPF after it gets ratified by the government through the finance ministry. The source told PTI that the finance ministry has given its concurrence to 8.25 per cent rate of interest fixed by Central Board of Trustees (CBT), the apex decision making body of the Employees' Provident Fund Organisation (EPFO). Earlier on March 2, 2026, the CBT in a meeting chaired by the Union Labour Minister Mansukh Mandaviya had decided to fix 8.25 per cent rate of interest for the financial year 2025-26, marking the third consecutive year this rate has been maintained. Thereafter the proposal was sent to the finance ministry for concurrence as the guarantor of the EPF is the Government of India. The source said that the finance ministry ha

Provident fund investment: What to know about EPF, VPF and passbooks

EPF is the standard contribution deducted from one's salary. VPF is optional - you choose to contribute more.

EPFO looks to frame exit strategy amid rising stressed debt exposure

Employees' Provident Fund Organisation plans an exit policy as exposure to downgraded corporate debt rises, aiming to streamline decisions on selling stressed securities

SC to hear challenge against EPF rules governing international workers

Supreme Court issues notice on plea challenging EPF Scheme provisions requiring foreign nationals working in India to contribute to provident fund

EPFO retains employees' provident fund interest rate at 8.25% for 2025-26

This is the second year in a row that the EPF interest rate has been kept unchanged at 8.25%

Labour Ministry to auto-refund small balances in inoperative EPFO accounts

Pilot to cover 7.11 lakh inoperative EPFO accounts with ₹1,000 or less; funds to be auto-credited to Aadhaar-seeded bank accounts without fresh claims

EPFO likely to link with govt databases to enhance compliance monitoring

EPFO is also expanding data integration with state governments to widen compliance checks. Its payroll data is regularly shared with the governments of Uttar Pradesh, Madhya Pradesh, and Rajasthan

EPFO to appoint new partner agencies, change custodian after 15 years

Retirement fund body EPFO is preparing to empanel new partner agencies and appoint a fresh custodian, as it revamps investment, audit and management arrangements

New EPFO app to allow members to withdraw EPF money via UPI: Report

Subscribers of retirement fund body EPFO will be able to withdraw their employees' provident fund (EPF) directly into their bank accounts through UPI payment gateway using its newly designed mobile application to be launched in April this year, a top source said. The labour ministry is working on a project where a certain proportion of the EPF will be frozen, and a large chunk will be available for withdrawal through their bank account using Unified Payment Interface (UPI), the source told PTI. The source further informed that the Employees' Provident Fund Organisation will roll out a new mobile phone application through which the member would be able to withdraw their EPF money using UPI gateway as well as avail other services like passbook balance. Currently, the member uses either the Universal Account Number (UAN) portal or the UMANG app to access their EPF accounts and avail of their services. The source said that these services will remain available on both platforms, while t

Budget 2026: PF rule clean-up simplifies tax treatment, keeps limits intact

Retirement savings streamlined by removing 12% tax ceiling on employer Provident Fund contributions and providing companies with a compliance cushion for tax deductions on employee welfare deposits

Unclaimed assets: Easy search, not opacity, can cut fraud in India

Over time, many recipients moved away or died, leaving heirs unaware that any assets were due

EPFO union opposes posting of deputed officers to cadre restructuring panel

An officers' union of the retirement fund body EPFO has sought withdrawal of a provision which enables the appointment of officers on deputation in a newly-constituted panel set up for cadre restructuring. The EPF Officers' Association (EPFOA) has written a letter to the Central Provident Fund Commissioner (CPFC) of the Employees' Provident Fund Organisation, Ramesh Krishnamurthi, seeking the removal of the deputation clause from the terms of reference (TOR) of the cadre restructuring (CR) committee constituted by the EPFO on November 25. The letter said that earlier the EPFOA had challenged the practice of appointing officers on deputation and had got a favourable judgement from the Central Administrative Tribunal (CAT) in 2007. Another case has also been filed by EPFOA against such improper appointment, and it is currently pending before the Punjab & Haryana High Court, it said. Despite this, whenever there is talk of cadre restructuring (CR) in EPFO, the issue of deputation is .

EPFO makes big changes: Full withdrawal, simpler rules & more

In a major move that’s set to make life easier for over seven crore salaried Indians, the Employees’ Provident Fund Organisation or EPFO has announced major changes to its withdrawal rules

EPFO clarifies new withdrawal rules: What you can and can’t do with your Provident Fund money

The Employees’ Provident Fund Organisation (EPFO) has clarified new withdrawal rules after facing public confusion and backlash.

EPFO revises PF withdrawal rule: 75% after job loss, rest after 12 months

EPFO says members can withdraw 75% of their PF immediately after job loss, while the remaining 25% can be taken only after 12 months of continuous unemployment to preserve pension benefits

75% withdrawal allowed after job loss, full after a year, clarifies EPFO

The clarification comes after EPFO's revised withdrawal norms, announced on Monday, drew criticism on social media

Centre proposes bill to replace Coal Mines PF Act, boost worker welfare

The Ministry of Coal said the proposed bill takes into account recent developments in labour codes, digitalisation, social security, wages, and working conditions

How to use festive bonus to build long-term financial security

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.

EPFO directs zonal, regional offices to allow part payments on PF claims

EPFO has instructed offices not to reject PF settlement claims but to process part payments, with balances to be paid once full contributions are received