Page 2 - Public Provident Fund

Your EPF account will now show taxable and non-taxable balance

Those earning high salaries should think twice before getting it restructured

Rate reversal: West Bengal contributes most to National Small Saving Fund

In 2017-18, West Bengal accounted for 15 per cent of the total contributions made to the NSSF; its share increased from 12.4 per cent in 2007-08

Govt cuts interest rates on small savings schemes effective from April 1

The rate of interest on PPF has declined from 7.1 per cent earlier to 6.4 per cent now

How NSSF could morph from a rainy-day fund into a huge burden for the govt

Costlier loans from NSSF, at 7.4% interest rate, will occupy more than 10% share in govt's outstanding public debt soon, all to give the small saver a higher interest rate than the market

Covid-19 makes small savings the prime channel for parking individual money

Collections by small savings schemes crossed Rs 1 trillion in April-September for the first time

Equity seems to be losing its charm as long-term returns disappoint

Gold, fixed income do well; Nifty50 stocks do not compensate for extra risk

Investment in sovereign-backed bonds: Be prepared for rate changes

You can invest as much as you like in these bonds, but they are subject to rate changes

Don't chase higher yields, avoid risk and stick to safer categories

Stick to solid banks and shun both credit and duration risk in debt funds

You get 3 more months to deposit money in PPF, Sukanya Samriddhi Yojana

The deadline to make deposits in PPF and Sukanya Samriddhi Yojana for the financial year 2019-20 (FY20) has been extended till June 30 this year

Top headlines: Govt to borrow Rs 4.88-trn, PPF to fetch 7.1%, and more

From Centre allowing 100% rebate on PM-CARES fund, top 22 families losing Rs 22 trillion to vegetable markets coming back to life, Business Standard brings you top headlines of the day

PPF to fetch 7.1%, NSC 6.8% as govt cuts small savings interest rates

This is because the government went for one of the steepest cuts of up to 1.4 percentage points in these interest rates to facilitate banks to lower their rates.

Small savings will continue to be attractive despite Coronavirus outbreak

While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has created an abnormal differential between them

Small savings schemes: Govt keeps interest rates unchanged for Jan-Mar qrt

Interest rates for small savings schemes are notified on a quarterly basis

Buying a life protection plan is necessary, but it should be the right one

Though tax-saving is an essential element of the investments you make during the year, before investing you should consider all the other options available

Opt for PPF extension if you are in the highest tax bracket, here's why

You will earn interest or get tax benefits on further deposits only if you have filled Form H after the 15-year period ends

Now, PPF a/c will be closed, NSCs encashed if holder becomes an NRI

The interest payable would be up to the date of the account closure, it said.

Govt sets terms for premature PPF withdrawal

Premature closure shall be allowed only after the account has completed five financial years

Will PPF lose its sheen?

Terming it not so small-scheme, official Economic Survey recommends taxing it at withdrawal