Page 2 - Rbi

Now, over a third of term deposits ₹5 crore+ accounts: RBI data

Large-ticket deposits are gaining prominence as banks struggle to mobilise retail savings, increasing reliance on a small pool of high-value depositors

Plastic currency: Switching to polymer bank notes can help manage costs

Polymer notes are made of a thin plastic substrate that is more resistant to moisture, dirt and tearing

Harassed by loan recovery agents? What borrowers can do under RBI rules

Recovery agent harassment: Your rights, RBI rules, and steps to take if loan collection turns abusive

Weekly policy watch: RBI MPC, GDP data, US trade talks in focus this week

India's policy calendar this week is packed with the RBI's June review, FY26 GDP data, India-US trade talks, GST numbers, PMI readings and fuel export levy changes

Indian bond yields may rise further on rate hike fears, fiscal concerns

The benchmark 10-year yield is up about 34 basis points to 7 per cent since the outbreak of the Iran war three months ago

States' mkt borrowing share in deficit funding rises to 76.3% in FY26: RBI

Borrowing programme for 2026-27 would be managed in an orderly manner, keeping in view fiscal deficit goals and evolving market conditions

New bad loan provision measures will tell banks apart under ECL regime

RBI's ECL regime will shift the focus from recognising bad loans to predicting them, making risk management a key differentiator for banks

Credit score models are undergoing a transformation: Subhankar Mishra

More frequent credit bureau updates are reshaping underwriting, helping lenders curb loan stacking and assess borrowers with greater precision

Weekly economy wrap: Fuel costs and trade talks drive policy week

From fuel costs to cotton duty relief and mining reforms, the week showed how global volatility is shaping India's inflation and trade response

US-Iran talks, RBI's rate decision likely to steer markets this week

Developments around the USIran situation, crude oil prices, and the RBI's interest rate decision would determine the trend in the equity market in an event-heavy week ahead, analysts said. Besides, macroeconomic data announcements, trading activity of foreign investors and the rupee-dollar trend would act as key drivers for equities, they noted. "Participants will closely monitor global developments surrounding the USIran situation and movement in crude oil prices, which continue to remain critical for inflation expectations, currency stability, and foreign flows," Ajit Mishra SVP, Research, Religare Broking Ltd, said. The final HSBC Manufacturing PMI reading for May will be announced on Monday, followed by the Services PMI and Composite PMI data on Wednesday. These indicators will provide important insights into demand trends, business activity, and growth resilience across sectors, he said. "The key event of the week will be the RBI monetary policy announcement on Friday," Mishr

Net household financial savings rise to 7% of GNDI in FY25: RBI report

Net household financial savings increased to 7 per cent of GNDI in FY25 as a sharp decline in financial liabilities outweighed a moderation in gross financial savings

'Strong preference' for cash use despite digital payments growth

Despite rapid growth in digital payments, RBI's survey found that households and small retailers continue to prefer cash, while currency in circulation rose strongly in FY26

RBI plans cross-border CBDC pilots amid digital currency experiments

Central bank will expand digital rupee experiments in 2026-27, focusing on cross-border payments, asset tokenisation, programmable money and welfare applications

RBI weighs adding 'frictions' to digital payments to tackle online fraud

Central bank is exploring transaction delays, broader customer controls and a kill switch mechanism as digital payment frauds continue to rise in value

RBI's forex transaction gains rise 52% to ₹1.69 trillion in FY26

Reports first mark-to-market loss on forward contracts in at least five years

Legacy cases lifted bank fraud to ₹48,021 cr in FY26: RBI annual report

Advances account for 85% of all frauds in banking industry in FY26, says regulator in annual report

Rupee logs sharpest gain in 2 months; best-performing Asian currency

The rupee rose sharply on lower crude oil prices and likely RBI intervention, even as India's foreign exchange reserves fell to their lowest level in over a year

Lingering geopolitical tensions may hit loan portfolios: RBI report

RBI warned that the West Asia conflict, rising energy prices and monsoon risks could weigh on India's growth and inflation outlook in the short term

RBI's net short forward dollar position falls to $95 bn after six months

The Reserve Bank of India's outstanding net short dollar position in the forward market declined in April, marking the first reduction after six consecutive months of increases

RBI to estimate natural real rate of interest, potential GDP growth in FY27

RBI plans to estimate India's natural real interest rate and potential GDP growth in FY27 to strengthen macroeconomic forecasting and policy analysis