Page 2 - Rbi
Co-operative banks: RBI's inclusivity pitch runs into regulatory dilemma
The RBI needs to think out of the box vis-a-vis cooperative banks
 "Co-operative banks: RBI's inclusivity pitch runs into regulatory dilemma")
RBI monetary policy: Small digital fraud victims to get up to ₹25K refund
RBI has announced a one-time compensation of up to Rs 25,000 for victims of small-value digital frauds, while also moving to tighten norms on mis-selling and loan recovery practices
 "RBI monetary policy: Small digital fraud victims to get up to ₹25K refund")
RBI walks the line between growth confidence and inflation risk
Inflation risks may prove to be broader than what that explanation implies
 "RBI walks the line between growth confidence and inflation risk")
RBI will continue to meet the country's currency needs: Governor Malhotra
The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25
 "RBI will continue to meet the country's currency needs: Governor Malhotra")
Digital payments safety: Reserve Bank of India proposes discussion paper
Decision on UPI MDR in govt's domain: RBI governor
 "Digital payments safety: Reserve Bank of India proposes discussion paper")
PSL classification issue is not a system-wide problem: RBI Governor
The Reserve Bank of India said recent issues flagged in priority sector lending classification at some large private banks are isolated cases, and announced plans to issue revised instructions
 "PSL classification issue is not a system-wide problem: RBI Governor")
RBI nod to direct bank lending to Reits may expedite asset growth
Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)
 "RBI nod to direct bank lending to Reits may expedite asset growth")
Unclaimed deposit payouts jump to ₹1,000 crore a month, says RBI
Targeted RBI campaigns and incentives have sharply increased the pace of unclaimed deposit settlements, pushing monthly payouts to over Rs 1,000 crore, compared with Rs 100-200 crore earlier, RBI said
 "Unclaimed deposit payouts jump to ₹1,000 crore a month, says RBI")
RBI to roll out risk-based premium model for deposit insurance from April
The Reserve Bank of India will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, aiming to reward stronger banks and encourage better risk management
Banks to pay deposit insurance premiums under new system starting April 1
India will shift to risk-based deposit insurance premiums from April 1, replacing the decades-old flat fee system to reward banks with stronger risk management
 "Banks to pay deposit insurance premiums under new system starting April 1")
RBI eases norms for small NBFCs, exempts non-customer-facing firms
The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion
Macro fundamentals, including external sector, are strong and healthy: RBI
RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable
 "Macro fundamentals, including external sector, are strong and healthy: RBI")
A 'placeholder' monetary policy underscores RBI's wait-and-watch approach
The decision for the status quo on the policy rate was unanimous. As for the stance, one of the six MPC members, Ram Singh, held a different view, favouring a change to "accommodative"
RBI MPC keeps repo rate unchanged; High-level panel to review banking sector; SBI launches CHAKRA & more
The RBI’s Monetary Policy Committee on Friday kept the repo rate unchanged at 5.25%, while continuing with its 'neutral' stance. Governor Sanjay Malhotra assured proactive liquidity management
 "RBI MPC keeps repo rate unchanged; High-level panel to review banking sector; SBI launches CHAKRA & more")
RBI sets up committee to review business correspondent guidelines
The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation
 "RBI sets up committee to review business correspondent guidelines")
Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data
Credit offtake strengthened on broad-based demand led by personal loans, MSME borrowing and services sector growth, while gold loans surged 127.6% amid reporting norm changes
 "Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data")
India's forex stockpile rises to all-time high of $723.8 billion: RBI Guv
The stockpile rose from $709.4 billion, which was already an all-time high
 "India's forex stockpile rises to all-time high of $723.8 billion: RBI Guv")
Outrunning digital frauds
Fraud moves fast, so must we
 "Outrunning digital frauds")
Centre must push prudent state spending to improve general-govt debt levels
Centre must encourage prudent spending by state governments to improve general-government debt levels
 "Centre must push prudent state spending to improve general-govt debt levels")
Rupee edges higher on inflows, importer dollar demand caps gains
The rupee strengthened marginally on Thursday on modest inflows from a bond issue, but importer demand for dollars and foreign outflows kept gains limited ahead of the RBI's policy decision
 "Rupee edges higher on inflows, importer dollar demand caps gains")