Page 2 - Rbi

PM inaugurates RBI's ₹169-cr data centre, cybersecurity institute in Odisha

The 18.55-acre facility in Jatni will support mission-critical payment systems, strengthen digital financial services and boost cybersecurity training

NRI deposit inflows surge to $121.94 billion in April-August: RBI data

The sharp rise followed the RBI's introduction of a concessional foreign exchange swap facility in June to encourage banks to mobilise foreign currency deposits

Govt bonds log worst losing streak in 30 years as crude, US yields rise

Indian government bond yields rose for a tenth straight week as elevated crude prices and US yields weighed on sentiment, while forex reserves fell $65 billion over six weeks

Currency in circulation growth hits five-year high, says RBI report

Currency in circulation rose 13.5% YoY to ₹43.46 trillion in October, while reserve money grew 10.3%, supported by FCNR(B) inflows and RBI liquidity measures

NBFCs' dependence on bank borrowings rose in 2025: RBI October Bulletin

NBFCs saw stronger credit growth, led by retail and industry lending, while their reliance on bank funding increased following the restoration of earlier risk weights, says RBI Bulletin

Datanomics: Gold glitters in foreign exchange reserves, volatility lurks

India's forex reserves fell for the fifth straight week to $726 billion, while gold's share has nearly tripled since 2019, increasing exposure to price volatility.

Outward remittances under LRS rise 3.6% to $2.74 billion in August 2026

Outward remittances under the RBI's Liberalised Remittance Scheme rose 3.6% YoY to $2.74 billion in August, driven by overseas investments, while education spending fell

RBI revises bank leverage ratio norms, new framework effective April 2027

The RBI has revised leverage ratio norms for banks, setting minimum requirements of 4 per cent for D-SIBs and 3.5 per cent for others, with new rules effective April 1, 2027

India's forex reserves decline $5 billion to $721 billion: RBI data

India's forex reserves dropped by USD 5.011 billion to USD 721.016 billion during the week ended October 16, the Reserve Bank of India said on Friday. In the previous reporting week, the kitty declined by USD 8.578 billion to USD 726.027 billion. The reserves touched an all-time high of USD 785.706 billion for the week ended September 4, driven by heavy greenback inflow as part of a special concessional swap for deposits from the diaspora through which banks raised a record nearly USD 133 billion but have been on a declining trend ever since. Experts attribute the sharp decline in the kitty to deployment of FCNR(B) resources and currency defence put up by the RBI through dollar sales. For the week ended October 16, foreign currency assets, a major component of reserves, decreased by USD 5.758 billion to USD 591.847 billion, according to the data released by the Reserve Bank of India (RBI). Expressed in dollar terms, the foreign currency assets include effects of appreciation or ..

RBI's ₹2.5 trillion liquidity infusion sends mixed signals: SBI Research

SBI Research says the RBI's ₹2.5 trillion liquidity injection amid calibrated monetary tightening sends contradictory signals and could complicate monetary policy transmission

Shallow rate hike cycle likely to still test borrowers this time

A shallower rate-hike cycle could still strain household budgets as higher EMIs, elevated inflation and uncertain wage growth weigh on borrowers

Account aggregators' interoperability to reduce drop-offs at lenders' end

The RBI's interoperability push will allow account aggregators to work across the network, reducing dependence on bilateral tie-ups and potentially improving customer onboarding for lenders

Banking system liquidity surplus shrinks to ₹542 cr amid tax outflows

Banking system liquidity surplus narrowed to Rs 542 crore as tax outflows tightened cash availability, pushing the weighted average call rate closer to the RBI's MSF rate.

Indian Bank raises special term deposit rates by 15 bps from October 23

Indian Bank has raised rates on its 555-day Ind Grow and 777-day Ind Prosper deposit schemes by 15 basis points each, following the RBI's October repo rate increase.

As RBI rules out rate cuts soon, fixed deposits become attractive again

With the RBI hiking the policy rate at its recent MPC meeting amid higher geopolitical tensions, fixed deposits could offer a safe harbour for the less risk-averse

IMF urges exchange rate flexibility as RBI steps up rupee defence

Exchange rates should absorb global shocks, says IMF official as India rolls out measures to support the rupee

RBI imposes restrictions on Puducherry Co-op Urban Bank, caps withdrawals

The Reserve Bank on Wednesday imposed several restrictions on Puducherry Co-operative Urban Bank, including capping of withdrawals by a customer at Rs 5,000, in view of the deteriorating financial position of the lender. The restrictions will remain in force for six months from the close of business on Wednesday (October 21, 2026) and are subject to review, the Reserve Bank of India (RBI) said in a statement. Eligible depositors would be entitled to receive a deposit insurance claim amount of up to Rs 5 lakh from the Deposit Insurance and Credit Guarantee Corporation (DICGC). In the recent past, the central bank has engaged with the Board and Senior Management of Puducherry Co-operative Urban Bank for improvement in its functioning, RBI while issuing 'Directions' under relevant sections of the Banking Regulation Act, 1949. "However, lack of concrete efforts taken by the bank to address the supervisory concerns and protection of the interest of depositors of the bank have ...

Rupee volatility is a signal

The world is changing structurally, and India needs to adjust

Not every friction in finance is inefficiency, says RBI DG Swaminathan

RBI Deputy Governor Swaminathan J says checks and balances help reduce fraud and errors, while financial institutions must maintain strong controls as technology reshapes processes

Rising overnight rates may spur strong demand at RBI's liquidity auction

Festive cash withdrawals and tighter CRR requirements shrink surplus liquidity, prompting banks to seek short-term funds from the RBI