Page 2 - Rbi

RBI hikes repo rate: What does it mean for home loan borrowers? | RBI MPC | EMI

The RBI’s Monetary Policy Committee has raised the repo rate by 25 basis points to 5.5%. For floating-rate home loan borrowers, the impact depends on the loan’s benchmark and reset date. For example,

RBI’s 25 bps rate hike: What it means for Indian stock market

The RBI’s repo rate hike to 5.5% could put more pressure on stocks—but the bigger question is whether more hikes are coming.

RBI hikes rates: Will your FD earn more? | RBI MPC Outcome | Interest rates

The RBI has raised the repo rate by 25 basis points to 5.50%. For FD investors, the key question is simple: will deposit rates now rise? Here is what the hike means for existing FDs

RBI hikes repo rate to 5.5%: Near-term rate cuts off the table | RBI MPC Outcome 2026

The RBI has raised the repo rate to 5.5%, marking its first hike since February 2023. With inflation above the 4% target and risks from crude prices and weather,

RBI MPC Outcome: RBI MPC hikes repo rate to 5.5%, changes stance to 'calibrated tightening'

The Reserve Bank of India's (RBI's) Monetary Policy Committee (MPC) on Wednesday unanimously hiked the repo rate by 25 basis points to 5.5 per cent from 5.25 per cent.

Individuals exempt from reporting foreign earnings; RBI to issue FAQs soon

Clarifying that individuals do not need to report imports or export earnings, the Reserve Bank on Wednesday said it will publish FAQs (frequently asked questions) shortly to quell "misunderstandings" around the recently implemented regulatory changes. Even in the case of entities, there is a provision for self-declaration up to a cap of Rs 10 lakh per bill, Governor Sanjay Malhotra said. Malhotra said the unified Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026, implemented from October 1, get services players on par with merchandise entities when it comes to reporting requirements. "...individuals are not included with respect to the reporting requirements for contracts of a personal nature. There seems to be some misunderstanding on the reporting obligations. We will clarify through an FAQ shortly," Deputy Governor Rohit Jain said. He said the new regulations are aimed at simplification and promoting ease of doing business, and added that ..

RBI may hike interest rate further in December policy, say experts

With the RBI changing its monetary policy stance from 'neutral' to 'calibrated tightening ', experts on Wednesday said that the central bank would go for another rate hike of up to 50 basis points in its upcoming December policy. The next bi-monthly monetary policy is due on December 4. Earlier in the day, the Reserve Bank of India raised its benchmark interest rate by 25 basis points to 5.50 per cent, its first increase in nearly four years, and signalled that further hikes could follow as rising inflation and a weakening currency prompt a policy pivot. Anticipating the rate hike by the RBI, Bajaj Finance has raised interest rates on its fixed deposits by 15 to 40 basis points across all tenures from 12 to 60 months. The revised rates take effect from October 7 and apply to both fresh deposits and renewals, Bajaj Finance said in a statement. The biggest increase is on longer tenures, it said, adding, interest rates on deposits for 31 to 60 months rise by 35 basis points for regul

Markets can be irrational in short term, rupee may be undervalued: RBI Guv

Malhotra said financial markets can be irrational in the short run and noted that measures including the REER suggest the rupee may be undervalued

RBI turns hawkish; what does it mean fixed-income investors? Experts decode

RBI's MPC hiked the repo rate by 25 basis points to 5.5 per cent from 5.25 per cent.

RBI allows account aggregator interoperability, enables CAS bank deposits

Customers will be able to access financial information through any NBFC-AA, while demat account holders can also view bank deposit details in consolidated statements

RBI MPC outcome: Experts see another 25-bps hike as inflation heats up

The Reserve Bank of India's Monetary Policy Committee unanimously hiked the repo rate by 25 basis points to 5.5 per cent from 5.25 per cent.

RBI changes stance to 'calibrated tightening': Here's what it means

The RBI's new calibrated tightening stance signals that further rate hikes remain possible as the central bank responds to inflation and economic risks

NBFC credit grows 15.8% in August, trails banks; gold loans surge 69%

NBFC retail credit grew 22 per cent year-on-year to ₹26.48 trillion in August, led by a 69.1 per cent surge in gold loans, while overall credit growth lagged banks

Will RBI join global central banks in raising rates as energy prices rise?

A look at some of the data points that the rate-setting panel may consider to take a decision

Will RBI raise interest rates? Why October’s decision matters | RBI MPC | Inflation | Repo rate

The Reserve Bank of India (RBI) could raise the repo rate by 25 basis points to 5.50 per cent on October 7, with eight of 10 economists in a Business Standard poll expecting a hike. Rising inflation,

RBI set for first rate hike in almost four years as rupee, inflation weigh

A hike would put the Reserve Bank of India alongside Asian peers that have already begun tightening and mark the first such move under Governor Sanjay Malhotra

This RBI cycle looks different

For the repo rate to remain an effective signal, the weighted average call rate needs to be aligned with it

RBI may continue liquidity absorption as it begins rate-hiking cycle

Core liquidity surplus remains around ₹10 trillion, keeping the focus on RBI's liquidity operations as markets expect a 25-basis-point repo rate increase this week

RBI told Tata Sons to find lawful course, not to list: SDTT trustees

Tata Trusts reiterate that RBI did not mandate Tata Sons listing, saying the regulator only asked the group to find a lawful alternative to retain its unlisted status.

RBI's panel starts monetary policy deliberations, 0.25 bps rate hike likely

The Reserve Bank's Monetary Policy Committee began its three-day meeting on Monday and is likely to raise rates by 25 basis points, aligning with the central banks' hawkish stance amid escalating conflicts in West Asia that pose risks for domestic inflation. An interest rate hike by the RBI in its upcoming monetary policy would mark a stance reversal, following rate cuts in 2025 and a prolonged pause thereafter, according to a PTI poll of 16 economists and bankers. "Insights, assessments, and the way forward-set to unfold soon," the Reserve Bank said in a social media post while announcing that the monetary policy statement will be announced on October 7 at 10 am. The last repo rate hike was in February 2023, when the RBI raised the rate by 0.25 per cent to 6.50 per cent. It kept the rate unchanged through 2023-24 before beginning its rate-cut cycle in 2025. Currently, the RBI's policy repo rate stands at 5.25 per cent. A majority of participants in the PTI poll expect a rate hike