Page 36 - Rbi

RBI Governor Sanjay Malhotra to appear before House panel on July 10

RBI Governor Sanjay Malhotra and top bank officials to appear before finance panel on July 10 as part of its ongoing review of the Insolvency and Bankruptcy Code

Saraswat Bank approaches RBI to acquire New India Cooperative Bank

The RBI in February had prohibited New India, based in Mumbai, from issuing fresh loans and suspended deposit withdrawals for six months

Rupee ends first quarter flat amid global tensions and dollar weakness

The rupee ended Q1 marginally weaker at 85.77 after volatile trading amid Iran-Israel tensions, IPO inflows, oil easing and RBI reducing short dollar positions

Bank holidays in July 2025: Here's the national and state-wise list

Banks will be closed for 13 days in July 2025 across India. Check the full state-wise holiday list and plan your in-branch visits accordingly

Writeoffs major factor for lower NPAs in past 5 years, says RBI report

RBI says SCBs' asset quality improved with GNPA at 2.3% in FY25, but unsecured retail loans saw elevated slippages led by private banks and higher write-offs

IndusInd submits MD & CEO candidate list to RBI before 30 June deadline

Private lender IndusInd Bank has submitted three names for the MD & CEO role to the RBI after senior exits, with Axis Bank's Rajiv Anand reported to be the top choice

Banking system may face near-term margin pressures, says RBI report

RBI's Financial Stability Report warns banks may see tighter margins and lower credit growth due to rate resets, liability shifts and weaker retail loan asset quality

External spillovers likely to hit India's financial system: RBI report

Stress tests showed banks' gross NPA to rise under baseline scenario

Corporate bond market saw record issuances in FY25, says RBI report

RBI's Financial Stability Report says corporate bond issuances rose to ₹9.9 trillion in FY25, but secondary market turnover and bond spreads signal subdued activity

Nifty ends choppy first half of calendar 2025 with nearly 8% gain

Market performance was initially hampered by US trade tensions, escalating geopolitical risks, and an uncertain global growth outlook, with the Nifty 50 dropping as much as 8 per cent by April

Healthy balance sheets augur well for economy: RBI Governor Sanjay Malhotra

In the Financial Stability Report, RBI Governor Sanjay Malhotra says domestic resilience is strong but global tariffs, geopolitics and climate risks could impact growth

Borrower indebtedness in microfinance declines to 11.7%: RBI report

Despite rising stress in microfinance portfolios, RBI notes decline in borrower indebtedness as tighter underwriting and regulatory caps limit over-lending

Watershed moments: Introduction of RBI's flexible inflation targeting model

FIT model set to be reviewed amid call for excluding food inflation

Watershed moments: How technology bolstered the financial inclusion

Govt started groundwork 50 yrs ago, but adoption and advancement of tech have sped up growth of financial services

Art and science of central banking: RBI governors since 1991 reforms

While the liberalisation led to higher economic growth, it didn't leave the subsequent governors without any challenges

Grace under fire: RBI represents a crisis manager's balancing acts

Since 1991, RBI has played key role in averting crises that posed a threat to India's economy

Karnataka Bank's MD, ED resign; bank forms panel to find replacements

Following the departure of the MD&CEO and ED, the bank has formed a search committee to identify suitable candidates for both roles

Credit growth may remain subdued despite 100 bps policy repo rate cut

Banks maintain credit growth guidance at 11-13 per cent and await CRR reduction and festival season before revising projections

Affordable housing dream of millions in India gets closer to reality

RBI's rate cuts and revised lending norms could help a segment that developers have largely ignored

Finance lobby groups will need to make cultural shift as they become SROs

A related concern is what if other financial sector regulators were also to latch on to the SRO idea? How does coordination happen between them in the case of financial conglomerates?