Page 5 - Retail Loan Growth
The devil in retail: Stress seen in credit cards, auto, and home loans
Banks had grown their retail books in a big way in recent times given the lacklustre demand for corporate credit
 "The devil in retail: Stress seen in credit cards, auto, and home loans")
At multi-quarter low, HDFC Bank's retail loan growth may face more pain
While headline numbers met estimates, quality of loan growth and asset quality didn't. This explains the 1.8% dip in its stock price on Monday
 "At multi-quarter low, HDFC Bank's retail loan growth may face more pain")
The big sweet spot: Retail loan market to double in 5 years to Rs 96 trn
While concerns have been expressed of late that stress may be on the rise in the retail loan books, it is also true that lenders now have access to a plethora of data points for credit assessment
 "The big sweet spot: Retail loan market to double in 5 years to Rs 96 trn")
India's credit crunch: Demand or supply?
Evidence of heightened risk aversion suggests a supply-shock has choked credit offtake
 "India's credit crunch: Demand or supply?")
Loans sanctioned by NBFC sector drops 34% in Q2, personal loans see uptick
Housing, commercial vehicle and term loans fall 23-85% in the September quarter; gold loan reports growth
 "Loans sanctioned by NBFC sector drops 34% in Q2, personal loans see uptick")
Retail loan growth slows to 17% in May, reflects slowdown in economy
The outstanding credit in retail category stood at Rs 22.14 trillion in May 2019 as against Rs 19.93 trillion in May 2018
 "Retail loan growth slows to 17% in May, reflects slowdown in economy")
Retail loan growth slows down to 15.7% in April 2019 from 19% April 2018
Credit card loans rose by 26.4% in April 2019, down from 35.2% in same month in 2018
 "Retail loan growth slows down to 15.7% in April 2019 from 19% April 2018")