Sip Investment

Retail rush, SIPs drive ₹14 trn jump in mutual fund assets in 2025

Mutual fund industry extended its bull run in 2025, adding a staggering Rs 14 lakh crore to its asset base and pushing total AUM to a record Rs 81 lakh crore by November, powered by surge in retail participation and record SIP inflows. Venkat Chalasani, Chief Executive Officer of AMFI, told PTI that the industry's outlook remains positive, with steady SIP inflows continuing to offset foreign portfolio investor outflows and strengthening market resilience. Going ahead, fund flows are likely to be guided by valuations and global developments, with investors increasingly favouring large-cap, diversified and hybrid strategies, he added. The year 2025 also witnessed a robust net inflow of Rs 7 lakh crore, along with a sharp increase of 3.36 crore in the investor base, while SIPs alone contributed about Rs 3 lakh crore, according to data from Association of Mutual Funds in India (AMFI). These inflows lifted the industry's assets under management (AUM) by 21 per cent from Rs 67 lakh crore

Digital push, new investors to shape next phase of MF growth: Experts

India's MF industry believes it is still only at foothills of its potential. The next phase will be driven by the rise of digital platforms and improved discipline in SIPs, said five industry leaders

Fund Pick: Bandhan Large Cap Fund's sectoral bets drive outperformance

Bandhan Large Cap Fund stayed in the top 30 percentile of its category till September 2025, delivering consistent outperformance across long-term and SIP returns

Why ₹42-lakh SIP can beat a ₹1.8-Cr investment: SIP lesson you can't ignore

Time beats size: A ₹10,000 SIP started early can outperform a ₹1 lakh SIP started late.

How to get rich: 20-yr top up SIPs build ₹2.09 cr vs ₹1.03 cr without

Daily, weekly or monthly SIP? 28-year data shows virtually identical returns

BFSI Summit: 'Digital drive, retail surge to power MFs' next leg of growth'

At BS BFSI Summit, industry leaders said that rising investor participation, digital adoption, and continued faith in SIPs will propel MFs into next phase of growth

Mutual fund leaders urge investors to stay the course amid volatility

At the Business Standard BFSI Summit 2025, mutual fund leaders said India's market remains resilient and projected SIP sizes could rise from ₹3,000 to ₹5,000 in the next 3-4 years

Think ₹5.2 cr will make you rich? Inflation says it is worth just ₹90 lakh

Your ₹5.2 crore SIP corpus in 2055 will buy you only what ₹90 lakh can buy today - if inflation averages 6%

A year of SIPs but no returns? Value Research explains what's going wrong

Give your funds at least three years before evaluating

Rs 1 cr SIP secret: Midcap funds beat the rest with 17% returns for 10 yrs

WhiteOak Capital's data shows midcap SIPs delivered 17.4% average 10-year returns - higher than large and small caps.

MAAFs: Rebalance if allocation in portfolio has drifted significantly

Continue SIP if the fund has maintained its strategy and performance consistency, and continues to suit your goals

'Wealth whispers': Corporate exec explains how Rs 100 SIP changed his life

Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya

Fund Pick: Parag Parikh Flexi Cap Fund rewards investors who don't blink

10 years of methodical stock selection proves patience isn't passive - it's profitable

Mango Millionaires: The common man's guide to financial independence

Why for beginners financial independence is less about picking the right stocks and more about avoiding mistakes early on

SIP calculators now predict inflation impact - here's why that matters

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Additional rate cuts may offer diminishing returns: Vetri Subramaniam

SIP investors must diversify across market caps, with largecaps better for lump-sum bets amid high mid-smallcap valuations, says Subramaniam

Does timing matter? Investing ₹10,000 SIP - peak or bottom, Who Got Richer?

Constantly switching to the "best-performing index" every year doesn't beat the simple discipline of sticking with one strategy

Demat account openings slow in August; total count rises to 205 million

Market participants said account openings have moderated in recent months as equity returns plateau

How a couple earning ₹1.5 lakh/month can build ₹1.24 cr in 10 Years

Only 35% of income goes into wealth creation, leaving room for present enjoyment

Nuvama upbeat on AMCs, RTAs; backs HDFC AMC, Nippon Life, KFin; here's why

The brokerage expects asset management companies (AMCs) and registrar and transfer agents (RTAs) to post a recovery in quarterly earnings, supported by steady inflows and stable equity markets.