Equal mix between retail and wholesale assets is the future for RBL Bank

While the bank expects resolution on big-ticket loans by the next quarter, it remains cautious on its agricultural portfolio

Following its listing in August 2016, the RBL Bank stock had seen a good run, doubling in less than a year, thanks to a neat scaling up of the bank’s loan book.
 
But after touching its all-time high of Rs 600 in last May, it has lost ground. In fact, on Tuesday, the stock shed over four per cent (the second time in its history) reacting to its quarterly results, which was otherwise in-line with expectations. The increasing stress from asset quality (which has been fast catching up after the farm loan waivers were announced) hasn’t gone down well