Personal Finance
Bharat Bandh Feb 12: Bank services may be affected, warn SBI, PNB & others
Bank strike on February 12: Trade unions have called a nationwide strike on February 12, 2026. Here's what banks have said about possible service disruptions
 "Bharat Bandh Feb 12: Bank services may be affected, warn SBI, PNB & others")
FIIs pull out ₹333 bn in January; smart money moves from FMCG to metals
Jan'26 witnessed sharpest outflow of Rs333bn since Aug'25. FMCG, healthcare and consumer services saw highest outflows in Jan'26
 "FIIs pull out ₹333 bn in January; smart money moves from FMCG to metals")
Correction in IT funds: Avoid hasty exit or aggressive buying on dips
IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach
 "Correction in IT funds: Avoid hasty exit or aggressive buying on dips")
Housing sales in top 15 tier 2 cities dip 10%, launches down by 6% in 2025
Sales of homes priced under Rs 1 cr dips 15% YoY & that above Rs 1 cr up 9%YoY
 "Housing sales in top 15 tier 2 cities dip 10%, launches down by 6% in 2025")
Gold, silver may be in 3-5 year bull cycle: How investors should respond
Investors should hold - not chase - gold and silver rally
 "Gold, silver may be in 3-5 year bull cycle: How investors should respond")
Money moves beyond equities: Commodities see ₹33,000 crore inflows
Multi-asset funds see ₹20,000 crore inflows in diversification push
 "Money moves beyond equities: Commodities see ₹33,000 crore inflows")
Gold, debt, flexi-cap funds attract investors in Jan, equity flows down 14%
Monthly SIP inflows stayed above ₹31,000 crore, showing that retail investors continue to invest regularly despite market volatility.
 "Gold, debt, flexi-cap funds attract investors in Jan, equity flows down 14%")
Over 24 lakh tax returns pending beyond 90 days; ITR delays continue
ut of 8.80 cr tax returns filed for AY 2025-26, 24.64 lakh pending for processing for over 90 days
 "Over 24 lakh tax returns pending beyond 90 days; ITR delays continue")
Who is a consumer: Courts focus on dominant objective to determine status
A recent Supreme Court ruling reinforces that developers and service providers must prove profit-first motive before denying consumer status
 "Who is a consumer: Courts focus on dominant objective to determine status")
Sonu Sood leases out BKC unit to HDFC Bank for ₹11.8 lakh monthly rent
The lease agreement for the unit at Trade Centre BKC, located in Bandra East, was registered in February 2026.
 "Sonu Sood leases out BKC unit to HDFC Bank for ₹11.8 lakh monthly rent")
New tax rules may change how you deposit cash, pay bills, claim HRA
Your taxes, your transactions: Draft rules propose big changes
 "New tax rules may change how you deposit cash, pay bills, claim HRA")
EPFO may allow EPF withdrawal through UPI using new app from April
The move is aimed at making EPF access more convenient for the organisation's nearly 8 crore members, many of whom currently face a multi-step claim process to withdraw their own savings.
 "EPFO may allow EPF withdrawal through UPI using new app from April")
Quality funds: Long-term investors seeking sustainable gains may invest
These funds carry valuation risk and can lag during speculative phases of bull markets
 "Quality funds: Long-term investors seeking sustainable gains may invest")
Renting a home may not get cheaper even as demand slows: Report
During the October-December quarter, rental demand fell 2.4% compared to the previous quarter, but rents still increased by about 2.2% across India
 "Renting a home may not get cheaper even as demand slows: Report")
The asset-class conundrum: Where should investors allocate money now?
The asset classes that seem to offer some comfort are the much-ignored debt (looks attractive relative to equities) and, to some extent, domestic large cap equities
 "The asset-class conundrum: Where should investors allocate money now?")
Gold, silver slide after rally: Experts explain buy, hold or book profit
'Buy, hold or book profits should be based on allocation, not emotion,' say experts
 "Gold, silver slide after rally: Experts explain buy, hold or book profit")
FD left without a Will? Here's how children, grandchildren can claim money
Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for
 "FD left without a Will? Here's how children, grandchildren can claim money")
Aadhaar biometric lock explained: How it prevents biometric fraud
UIDAI's biometric lock feature lets users block fingerprint and iris authentication, adding an extra safety layer against Aadhaar-linked fraud and misuse
 "Aadhaar biometric lock explained: How it prevents biometric fraud")
Ishaan Khatter buys 3,000 sq ft flat in Mumbai's Pali Hill for Rs 29.4 cr
According to property registration documents, the flat is located in Navroz Apartment in Pali Hill
 "Ishaan Khatter buys 3,000 sq ft flat in Mumbai's Pali Hill for Rs 29.4 cr")
RBI plans KCC revamp with 6-year tenure and higher loan limits ahead
Draft norms propose standard crop seasons, tech spend cover and loan limits linked to scale of finance under Kisan Credit Card framework
 "RBI plans KCC revamp with 6-year tenure and higher loan limits ahead")