Harsh Roongta

On the taxation front, while details are awaited, one proposal stands out: Exempting global (non-India-sourced) income of a non-resident expert for five years in India

Smart ODR works well for resolving individual disputes. What is required is the routine publication of anonymised orders so that the same disputes don't keep resurfacing

Crypto may promise big gains, but weak enforceability, custody risks and fading returns make it a high-risk bet best suited only for "mad money", not long-term goals

Over time, many recipients moved away or died, leaving heirs unaware that any assets were due

As smoking lost its cinematic allure, options trading too must be deglamourised through taxation, regulation and cultural signalling to curb risky "get rich quick" behaviour

An investor's instinct to live off 'income' and not 'touch capital' is a common bias. Understanding it can lead to better, more tax-efficient withdrawal strategies

A simple 'Buy now, pay later' click can trigger a full loan without consent. Weak verification, no alerts, and instant disbursals are fuelling identity fraud in India's digital lending ecosystem

Vidyawati still had to visit the school to check whether the credit had actually come through, losing a day's work in the process

Requiring banks to hold more capital for under-construction loans and less after completion would make their higher risk evident through the resulting interest-rate differential

once a car is handed over with due intimation, the dealer would be deemed the owner and held liable for any incidents during possession, According to the draft rules

The advantages of investing overseas through Indian mfs are clear: a stable regulatory framework, competitive fund choices, and the ability to invest small amounts systematically

In the portfolio management services (PMS) space, most clients prefer paying fund managers directly from the invested corpus, as it lets them track returns from a single pool

Other regulators should follow Sebi's lead in explicitly stating that once a client completes KYC with one intermediary, they shouldn't have to repeat the process with another

The digital tax era promised ease - pre-filled returns, real-time data, and seamless reporting

Many investors can choose average over exceptional for most of their money. This will give them peace of mind and the freedom to take risks with the rest

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

If millions of gig workers are forced into EPF without the option of NPS, complaints about the system's inefficiencies will intensify as its shortcomings inevitably emerge

Withholding economic benefits - like tourism revenues - can impel nations to pause and reflect. Even if it doesn't lead to immediate change, it conveys the sentiment of Indians

Unnecessary competitiveness shifts our focus from our own destination to imagined races. It turns a fulfilling long-term journey into a relentless sprint that leaves us tired and anxious

A dedicated authority - focused on returning these assets - would be better positioned to overcome the psychological resistance that regulators have, to enabling searches based on names