Personal Finance

Home affordability: Consider peripheral localities, smaller house sizes

If going from a 2-BHK to a 3-BHK pushes the EMI beyond comfort, the bigger house becomes a risk rather than a solution

Check the different rates and tenures for Personal Loans

A personal loan is a handy financial instrument to tide over short-term cash crunch, especially for major, one-time expenses

Silver rally: Unwinding of premiums, profit-taking could trigger correction

New investors should enter gradually, invest with a 5-10 year horizon, and cap exposure at 5-7 per cent of the portfolio

Locker items lost, damaged or stolen: How much are banks liable for?

Under RBI's locker framework, a bank's liability is limited to 100 times the annual locker rent

PFRDA's Swasthya Pension Scheme explained: where it helps, risks involved

Designed as a healthcare buffer under NPS, not a substitute for full health cover, says experts

From utility to sanctuary: Why Indians are investing in luxury bathrooms

Once a functional afterthought, the bathroom is now one of the most invested-in spaces in Indian homes, driven by wellness, design and long-term performance

Foreign investors pull ₹16,500 cr from equities; FPI share hits 13-yr low

As foreign investors pulled back, domestic institutional investors (DIIs) stepped forward. Mutual funds and insurance companies remained consistent net buyers, cushioning the impact of FPI selling.

Fund review: HDFC Large Cap Fund

Fund review: HDFC Large Cap Fund

Fund review: DSP Large Cap Fund

Fund review: DSP Large Cap Fund

Wrong UPI payment? Here's what you can recover and what you can't

While the RBI mandates compensation for technical failures, recovering funds sent to a wrong UPI ID remains a manual process dependent on the recipient's consent and swift bank intervention

Senior citizen fixed deposit rates at 6.8-8.1%: Check offers by top banks

Small finance banks are outperforming their larger rivals by offering senior citizens premium yields of over 8%, providing a crucial safety net for retirement income

Fixed deposit rates at 5-8%: Check latest offers from various banks

Small finance banks outperforming public sector rivals by offering retail deposit rates of up to 8%

Rs 1000 cr bet: India's rental housing market may be headed for a makeover

HDFC Capital, Curated Living Launch ₹1,000-Crore Rental Housing Platform

Pension reforms must revamp key schemes to widen coverage: Report

SBI Research report urges mandatory contributions by large private firms, tax parity and the integration of the Unified Pension Scheme to secure a rapidly ageing workforce

Fewer ATM visits, bigger withdrawals: How Indians are using cash now

On average, each ATM dispensed ₹1.21 crore per month in 2025, lower than ₹1.30 crore in the previous year, indicating a moderation in overall cash usage.

Budget 2026 expectations: NPS tax benefits, ageing India and pensions

With India's senior population rising, industry executives want wider NPS tax benefits and simpler pension rules in Budget 2026

Nippon India Gold, Silver ETFs cross ₹1 lakh cr, precious metals gain scale

Only AMC to cross the ₹1 lakh crore milestone in precious metals ETFs

India's retail leasing hits record 8.9 mn sq ft in 2025, Hyderabad leads

Retail Leasing Soars Even as Supply Jumps 268% in 2025

Why your credit card spend is not rising, even though you're using It more

Banks Ramp-up the Credit Card Issuance; However, Spends Fail to Catchup Volume Growth Remains Healthy

Tier-2 cities catch up: Senior pay touches ₹35-28 lakh, near metro levels

India's Next Pay Hubs Are No Longer Tier-1