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Buy an adequate OPD cover to take care of mental health treatment

Most of these ailments are treated on outpatient basis, so just a hospitalisation cover won't suffice

Topics
mental health insurance | mental health care | Mental health

Sanjay Kumar Singh  |  New Delhi 



Health insurance
Retail comprehensive health insurance policies cover mental ailments, provided the patient is hospitalised for at least 24 hours.

A recent survey by Deloitte found that poor among employees costs Indian employers around $14 billion (Rs 1.1 trillion) a year on account of absenteeism, lower productivity, and attrition. While workplace-related stresses were already contributing to a high incidence of mental ailments, the pandemic exacerbated the problem by restricting social interactions and creating financial challenges (loss of job, business, etc).

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First Published: Wed, September 28 2022. 16:11 IST

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