Personal Finance

NPS goes digital: PFRDA launches StAR NPS, onboarding process explained

Digital KYC, direct fund transfers and instant PRAN generation aim to simplify NPS enrolment for investors

RBI holds repo rate at 5.25%: What it means for your home loan repayment

Repo rate pause keeps home loan EMIs steady as RBI balances inflation risks and growth concerns amid global uncertainty

Documents to tax rebate: Everything you wanted to know about home loans

Apply for a loan that matches your repayment capacity to improve approval chances

Fixed deposits, liquid funds and debt funds: What's the difference

Know how quickly you can earn money, what the interest rates are, taxes you may have to pay

Health insurance before investing: Why protection should come first

As health care costs rise, health insurance will ensure you do not have to deplete your savings or take a loan in case of an emergency

Home loans for young earners: Eligibility, interest rates, hidden costs

A household is considered financially safe if their total EMI outgo is less than 40 % of total monthly income

Home-loan tax rules explained: Deductions, sections and proof required

Taxpayers servicing a home loan may claim deductions under Section 80C, Section 24, Section 80EE and Section 80EEA, depending on eligibility.

Health insurance for young earners:Choosing the right cover and sum insured

A health insurance policy is an indemnity contract where the insurer pays for your medical expenses in exchange for an annual premium.

Joint expenses & separate goals: How couples should plan financially

They should work as a team and plan for their retirement by saving money together

Retirement planning for young professionals: Start early, build slowly

Begin by investing 10-15% of your income and increase contributions gradually as your career progresses

Not the best cover: How to avoid buying overlapping insurance policies

Duplicate covers do not increase real benefit and are a waste of your money

Emergency fund: When to use it, how to rebuild it, and how to protect it

An emergency fund can help cover out-of-pocket medical costs such as diagnostic tests, medicines, and other payments

Jointly owned house: Steps to avoid tax disputes and ownership issues

Sale deed should clearly specify ownership share; maintain proof of contribution in purchase

BaaS lowers entry cost of EV ownership, but may not always be cheaper

Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving

Beyond cake and balloons: Kids, parents, embrace activity-based birthdays

From pool parties and trampoline parks to adventure zones and immersive play arenas, parents are increasingly spending on experiences rather than traditional birthday celebrations

Smart Savings: How Senior Citizens Can Lower Health Insurance Premiums

With healthcare costs rising steadily, opting for a deductible can help senior citizens reduce health insurance premiums while retaining protection against major medical emergencies

Father can't favour son over daughter in maintenance for education: HC

Ruling strengthens children's rights and reinforces gender equality in maintenance disputes, say experts

Fund review: DSP Large & Mid Cap Fund

Fund review: DSP Large & Mid Cap Fund

India's bond market likely to get a tax makover to attract foreign capital

India may scrap capital gains tax on foreign investments in government bonds to boost capital inflows

Akshay Kumar continues Sky City exit, sells 2 more Borivali flats for ₹7 cr

The actor sold two apartments in Borivali's Sky City project for a combined ₹7.1 crore, compared with an acquisition cost of about ₹3.68 crore in 2017.