Those at high risk of a heart ailment can now buy a health cover for it

These policies come in handy, albeit at a higher cost, if you have a pre-existing ailment

Heart ailments are becoming increasingly common among people of all ages. A recent report by SBI General insurance states, says there has been a 61 per cent spurt in heart-related claims from FY 15-16 to FY 17-18, among 45 to 55-year-olds. No wonder, general insurance companies are coming out with targeted policies for people who want cover for ailments. 

These disease-specific policies, such as heart insurance covers are tailor-made targeting at a small segment of higher-risk individuals for a heart-related ailment. Some plans also come paired with cancer covers. One can choose either of the two or get both covered. Says,