Most people would like to plan their expenses perfectly. But, more often than not, it is just not possible. There is this sudden travel, household expenses, car repairs, sometimes, a desire to buy a property which is coming dirt cheap that does tend to mess up that ‘perfect’ household budget.
Something similar happened with 42-year-old Vinay Chawla when a property that he really liked went up for sale. He had regular investments in varied products, but he was confused as to which one to tap for this purchase. Yes, a property purchase will not come cheap. But there can be

