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What's a critical illness rider? Expert answers all your insurance queries

Life insurance riders are additional benefits over a primary policy, which come into play in case of a specific eventuality

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Vibha Padalkar
Can we buy a life insurance cover for an uncle, who is 75 years old? He has no children of his own to help him financially. His only source of income is from a house property he has rented out. The rental income is around Rs 30,000 per month. His spouse is financially dependent on him.

Life insurance is a means of securing the future of your loved ones. However, the purchase of insurance depends on various factors such as age, income, liabilities, etc. While term insurance is a financial safety net that protects the family in the absence