Life Insurance

ICICI Pru Life falls 4% despite positive Q1 show; what's weighing on stock?

ICICI Pru Life had announced its Q1 results on Wednesday, reporting a 27.8 per cent Y-o-Y rise in net profit to ₹386.2 crore for the first quarter of FY27

Life insurers' ad expenses fell 19.16% to ₹3,211.6 crore in FY26

Private life insurers pared advertising and publicity spending amid GST changes, EoM pressures and restructuring after the loss of input tax credit benefits

Regulatory changes, valuation pressures pull down life insurers' returns

Three of India's four listed life insurers have delivered negative returns over the past five years as repeated regulatory changes, slower growth and lower valuations weighed on investor sentiment

Avoid a costly early exit: Steps before surrendering an insurance policy

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Use short-term insurance to cover time-bound financial liabilities

They should be used as top-ups, not as the base cover for providing long-term protection to the family

Life insurers' June premium rises 13% on strong private sector growth

Life insurers' new business premium rose 13.07 per cent in June, as strong growth by private insurers offset modest gains at LIC and lifted the industry's overall performance

Amit Shah unveils plan for a cooperative life insurance company

The government plans to launch a cooperative life insurance company and expand Bharat Taxi, aiming to boost financial inclusion and deepen the cooperative model in new sectors

Life insurance policy surrenders outpaced maturity payouts: RBI report

Reflects policyholder dissatisfaction, product mis-selling, among others

Bima Sugam's first products set for Sept-end launch: Irdai Chairman

Irdai Chairman Ajay Seth says Bima Sugam will roll out initial motor, health and term insurance products by September-end as insurers complete technology integration with the platform

Protection products drive near double-digit VNB growth for life insurers

Life insurers reported healthy growth in value of new business in FY26 as higher sales of protection and non-par products lifted profitability despite higher operating costs

Pvt life insurers rekindle agency networks amid scrutiny over bancassurance

Private life insurers are ramping up agency investments to diversify distribution as concerns over bancassurance mis-selling trigger closer scrutiny

You may already have ₹7 lakh life insurance. Here’s how | EDLI scheme

The Employees’ Deposit Linked Insurance Scheme (EDLI) is a life insurance cover linked to the EPF account, offering up to ₹7 lakh benefit to the registered nominees

Checking digital insurance fraud key to financial inclusion goals

As digital platforms expand coverage across India, cybercriminals are targeting first-time buyers with online scams

Life insurance premium growth slows as LIC's momentum eases in May

Industry premium growth moderated to 5.1 per cent in May as group single premiums normalised and LIC's growth slowed, though private insurers continued to gain market share

Weak group business drags life insurers' new biz premium to 10-month low

Industry NBP rose 5.15 per cent year-on-year in May, with weak growth in group insurance premiums weighing on both LIC and private-sector life insurers

Life insurance for young professionals: Who needs term cover and how much

Term insurance has one clear purpose: Ensuring your income for your family

GST rationalisation drives surge in Rs 2 crore-plus term insurance covers

Share of policies above Rs 2 crore jumps to 34 per cent in FY26 from 24 per cent in FY25, as cheaper premiums prompt Indians to reassess coverage needs

Aviva Life targets 3x jump in annualised new business premium in 5 years

The insurer currently has around 350,000 customers and plans to increase annual customer additions from nearly 25,000 at present to 50,000 initially, before gradually scaling up to 75,000

Generali Central Life Insurance loss widens to ₹178 crore in FY26

Generali Central Life Insurance reported widening of loss to Rs 178 crore for FY26 driven by strategic investments towards brand transition and market expansion. The insurer had booked a loss of Rs 6 crore in the previous financial year. However, the total income during the year rose to Rs 3,577 crore from Rs 3,172 crore in the preceding fiscal year, Generali Central Life Insurance said in a statement. The company's income from individual first-year premium doubled to Rs 964 crore from Rs 476 crore in the previous fiscal year. Renewal premiums increased to Rs 1,427 crore from Rs 1,318 crore a year ago. The company's Gross Written Premium grew by 16 per cent to Rs 2,910 crore in FY26, from Rs 2,511 crore in FY25, reflecting steady momentum across individual and group segments, it said. The company's Assets Under Management (AUM) crossed the Rs 10,000 crore milestone to reach Rs 10,470 crore in FY26, registering a 19 per cent growth. Commenting on financial number, Generali Central

Life insurance companies seek broader guardrails for CEO salaries

The regulator cited that the CEO salaries account for major chunk of wage expenses of the company