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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 16 - Amit Kumar

Union Budget 2026: Are you eligible for standard deduction in FY27?

Standard deduction cannot be claimed on freelance, interest, rental or business income, say experts

Union Budget 2026: Are you eligible for standard deduction in FY27?
Updated On : 04 Feb 2026 | 5:10 PM IST

Getting a bank locker? Here's everything to know before signing in

Bank locker safety is not absolute. Here's how costs, RBI rules and liability caps work before you store jewellery and key documents inside

Getting a bank locker? Here's everything to know before signing in
Updated On : 04 Feb 2026 | 2:16 PM IST

Scrap yard or resale market? Know the best option for your vehicle

Scrapping incentives vs resale value- what really puts more money back in your pocket

Scrap yard or resale market? Know the best option for your vehicle
Updated On : 04 Feb 2026 | 12:19 PM IST

More insurance policies, less panic? New study data shows a pattern

Study finds financial anxiety drops 6-7 points when families hold four or more insurance policies across income groups

More insurance policies, less panic? New study data shows a pattern
Updated On : 04 Feb 2026 | 12:15 PM IST

Cyber insurance explained: Shield against online fraud and ID theft

It gives access to legal, forensic and recovery support, not just money reimbursement, say experts

Cyber insurance explained: Shield against online fraud and ID theft
Updated On : 03 Feb 2026 | 4:19 PM IST

New baggage rules: How much gold jewellery you can bring in without duty

Changes shift gold jewellery limits to a weight-based system and remove value caps on personal electronics to improve traveller convenience

New baggage rules: How much gold jewellery you can bring in without duty
Updated On : 03 Feb 2026 | 3:24 PM IST

Income tax calculator after Budget 2026: Rs 6-50 lakh tax break-up

Income tax calculator: Compare old and new tax regimes to see how much you'll actually pay on Rs 6-50 lakh income in FY27

Income tax calculator after Budget 2026: Rs 6-50 lakh tax break-up
Updated On : 03 Feb 2026 | 1:24 PM IST

Budget narrows SGB tax tax-free status: Check investments still exempt

Investors face a narrowed tax-free window for Sovereign Gold Bonds as the Budget shifts focus back to traditional EEE-rated savings schemes

Budget narrows SGB tax tax-free status: Check investments still exempt
Updated On : 03 Feb 2026 | 12:31 PM IST

Budget 2026: TCS cut may ease pockets of students eyeing foreign education

Lower TCS means less cash blocked upfront for medical spends and travel as well, say tax experts

Budget 2026: TCS cut may ease pockets of students eyeing foreign education
Updated On : 02 Feb 2026 | 6:12 PM IST

Tax slabs FY27 unchanged: Experts on which tax regime saves you more now

New regime typically wins unless deductions are high enough to tilt the calculation toward old, says expert

Tax slabs FY27 unchanged: Experts on which tax regime saves you more now
Updated On : 02 Feb 2026 | 3:46 PM IST

Budget 2026 and crypto tax: Experts decode tighter reporting rules

Tighter reporting norms bring crypto closer to mainstream financial standards: Experts

Budget 2026 and crypto tax: Experts decode tighter reporting rules
Updated On : 02 Feb 2026 | 3:38 PM IST

What changes for taxpayers in Budget 2026? 10 major tax changes explained

Key tax rule changes this year cover derivatives, buybacks, revised ITR timelines and crypto reporting penalties

What changes for taxpayers in Budget 2026? 10 major tax changes explained
Updated On : 02 Feb 2026 | 1:10 PM IST

Budget 2026: PF rule clean-up simplifies tax treatment, keeps limits intact

Retirement savings streamlined by removing 12% tax ceiling on employer Provident Fund contributions and providing companies with a compliance cushion for tax deductions on employee welfare deposits

Budget 2026: PF rule clean-up simplifies tax treatment, keeps limits intact
Updated On : 01 Feb 2026 | 6:15 PM IST

Budget tax change weighs on dividend, MF investments made on borrowed money

Withdrawal of interest deductions on borrowed investment funds is set to increase tax costs for leveraged HNIs and corporate treasuries

Budget tax change weighs on dividend, MF investments made on borrowed money
Updated On : 01 Feb 2026 | 5:12 PM IST

Budget 2026: SHE Marts aim to turn SHG women into enterprise owners

Union Budget 2026 plan links SHG products, retail markets and easier finance for women-led businesses

Budget 2026: SHE Marts aim to turn SHG women into enterprise owners
Updated On : 01 Feb 2026 | 3:54 PM IST

Budget makes tax compliance easier, gives relief in penalties and timelines

Budget signals a shift toward a less adversarial tax regime by extending return-filing deadlines to March, halving the mandatory litigation deposit to 10%, and decriminalising minor procedural lapses

Budget makes tax compliance easier, gives relief in penalties and timelines
Updated On : 01 Feb 2026 | 3:06 PM IST

Financial rule changes on Feb 1, from credit cards to FASTag & banks

From revised banking fees and hiked tobacco duties, here is how the new financial regulations taking effect this February will impact your monthly budget

Financial rule changes on Feb 1, from credit cards to FASTag & banks
Updated On : 01 Feb 2026 | 1:14 PM IST

Budget must give tax relief in household medical costs: Insurance industry

'Biggest health care burden is not hospitalisation but diagnostics and medicines,' they say

Budget must give tax relief in household medical costs: Insurance industry
Updated On : 30 Jan 2026 | 6:20 PM IST

Does remarriage change family pension rights? Delhi High Court clears rules

Remarriage does not end a widow's entitlement, says court in interpretation of Central Civil Services (Pension) Rules

Does remarriage change family pension rights? Delhi High Court clears rules
Updated On : 30 Jan 2026 | 6:14 PM IST

Got a phone call about unclaimed insurance money? How to deal with scam

Experts warn against scammers impersonating companies and industry regulator to trick policyholders into paying fake processing fees

Got a phone call about unclaimed insurance money? How to deal with scam
Updated On : 30 Jan 2026 | 3:10 PM IST