Raghu Mohan
 "Raghu Mohan")
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
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AU SFB to Ujjivan SFB: Where do small finance banks go from here?
UCBs that aspire to become SFBs do not want the same limits on loan size and priority sector targets that SFBs have, especially when not many of them have sought to become SFBs
 "AU SFB to Ujjivan SFB: Where do small finance banks go from here?")
As indebtedness rises, microfinance industry has amber lights switched on
MFIs are now the largest providers of micro-credit with loans outstanding of Rs 1,42,245 cr at end-May 2023
 "As indebtedness rises, microfinance industry has amber lights switched on")
We want to be No. 1 in affordable housing by FY26: Ravi Subramanian
RAVI SUBRAMANIAN, managing director and chief executive officer, feels that the sector is in a sweet spot, and capital will not be a constraint for the better-run players
 "We want to be No. 1 in affordable housing by FY26: Ravi Subramanian")
Dhanlaxmi Bank saga puts spotlight on independent directors on bank boards
Is Kalyanasundaram a whistleblower? Dhanlaxmi insiders are not too perturbed by his exit and say it is business as usual at the bank. That said, Dhanlaxmi has been in a prolonged patch of bad news
 "Dhanlaxmi Bank saga puts spotlight on independent directors on bank boards")
Why the story of India's so-called 'bad bank' has not been too good so far
The target was for banks to sell Rs 2 trillion worth of non-performing assets (NPAs) to NARCL by 2021-22. Only 10 per cent of this has been executed
 "Why the story of India's so-called 'bad bank' has not been too good so far")
The next orbit of financial inclusion will be in the offline world
Payment solutions will allow transactions when connectivity is poor or if there is a systems breakdown
 "The next orbit of financial inclusion will be in the offline world")
We'll launch credit score for housing loans: IMGC CEO Mahesh Misra
'HDFC Bank has a very ambitious DNA; we expect this to translate into a higher appetite for market share'
 "We'll launch credit score for housing loans: IMGC CEO Mahesh Misra")
The small home truth: What affordable housing needs to take off big time
Housing finance firms believe they do the heavy lifting in the sector and must get concessions in lending terms
 "The small home truth: What affordable housing needs to take off big time")
ESG is sensible; it means doing business the right way: Sankar Chakraborti
'The ESG concept is relatively new compared to conventional risk-management frameworks'
 "ESG is sensible; it means doing business the right way: Sankar Chakraborti")
Directors' special: Why independent directors matter for bank boards
The hunt for independent directors may become more difficult as Mint Road turns the knob on bank boards, reports Raghu Mohan
 "Directors' special: Why independent directors matter for bank boards")
Digital and off the ground: The rise of India's new debt collectors
Companies that don't have to be on the field to nudge people to return the money they owe to lenders
 "Digital and off the ground: The rise of India's new debt collectors")
Banker on the ground: How business correspondent model is being reworked
A lot rides on the industry that employs more than two million agents who help others in opening businesses
 "Banker on the ground: How business correspondent model is being reworked")
RBI signals greater scrutiny of fintech industry amid funding drought
Fintechs will need to devote their attention to governance, compliance, business conduct, and adopting risk mitigation practices for long-term business stability
 "RBI signals greater scrutiny of fintech industry amid funding drought")
Banking beyond weather reports: Why lenders need a green business strategy
Indian lenders have yet to train their employees to assess credit risks arising from climate change
 "Banking beyond weather reports: Why lenders need a green business strategy")
How merchant discount rate can drive credit card acceptance in a big way
Is it time to rethink the MDR on credit cards in general, to boost their usage?
 "How merchant discount rate can drive credit card acceptance in a big way")
PSBs have a human capital problem: Do their top execs need a pay overhaul?
Nearly two decades after the Nayak committee's report, the competitive landscape in the financial world has completely changed
 "PSBs have a human capital problem: Do their top execs need a pay overhaul?")
New TCS norms on credit card spends: More than a matter of exchange
Money changers are miffed at the tax exemption for credit card forex spends of up to Rs 7 lakh a year under the liberalised remittance scheme
 "New TCS norms on credit card spends: More than a matter of exchange")
RBI's hygiene step to bring much-needed clarity to FLDG arrangements
Mint Road has pulled the plug on clever financial arrangements between regulated entities and fintechs, with stress on skin in the game
 "RBI's hygiene step to bring much-needed clarity to FLDG arrangements")
Will banks become risk-averse in the quest to seek a governance premium?
India Inc will have to pencil in Mint Road's stress on the governance premium in bank lending
 "Will banks become risk-averse in the quest to seek a governance premium?")
RBI raises the governance premium for PSU banks on the road to 2047
The Governor of the RBI has for the first time provided a peek into the power structures within bank boards
 "RBI raises the governance premium for PSU banks on the road to 2047")
