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Proposed NPS tweaks will offer greater flexibility, say analysts

But systematic withdrawal plan carries risk that retirees may overdraw

Remitting money abroad? Do your research to avoid getting fleeced on cost

Select a player that offers complete transparency on both the transaction fee and the exchange rate it is going to levy

Don't go by history alone while picking hybrid fund, say analysts

These are for long-term wealth; dynamic funds protect downside risk better

Bonus debentures: Decide based on asset allocation, say analysts

Those in higher tax bracket may shift to instruments offering indexation benefit

Model Tenancy Act to create level-playing field between landlord and tenant

By giving landlords the confidence to rent their properties, it will augment supply, providing tenants with more choices

Small-cap funds deliver by reverting to mean: Here're the 5 best performers

The category is volatile; take limited exposure to funds with quality portfolios

Don't overpay for a stock on growth hopes, go for a value fund: Experts

Investors should diversify into value funds, where managers look for margin of safety

Term plan-backed home loan protects your family from repayment burden

The group life cover offered by banks could be your second option if you are unable to get a term plan due to health-related reasons

Market rally a pick-me-up for Nifty 50 Equal Weight Fund, say experts

Make a small allocation, enhance exposure as more live data becomes available

Investors should limit cryptocurrency exposure to 2% of corpus: Experts

Investors with low appetite for volatility must avoid it altogether

Greater insurance cover or low premium: Strike a balance, say experts

It is advisable to buy a policy that offers more comprehensive coverage

Cyclone Tauktae: Consider Bharat Griha Raksha to shield against calamities

To safeguard your vehicle against a cyclone, supplement a comprehensive motor policy with a couple of add-ons

Unhappy with insurer's response to your Covid claim? Move the ombudsman

If your complaint has merit, the ombudsman, which is decidedly consumer-centric, could rule in your favour

Returns from healthcare ETFs can be highly cyclical, say analysts

Avoid over 5% exposure and have 5-7 years of investment horizon

Not getting personal loan to manage an emergency? Offer collateral

Starting a fixed deposit may make a bank more willing to offer you a credit card

Group health insurance cover easier to get if all participate, say experts

The elderly should try to enroll for the group cover provided by their child's employer

Covid-19 second wave: Should you avail of RBI's relief on loan repayment?

If you opt for restructuring, your interest cost will rise and there could be other charges

Home loan: Go with a lender charging lower risk premium, say experts

While benchmark rate can change any time, spread changes only in rare instances

Where beginners in mutual funds should invest in the time of Covid-19

The key is to develop an asset allocation plan and then fill each slot with an appropriate fund

Go long to make the most of strong run in the small-cap fund category

Allocate 10-15% to these funds for a 10-year period, don't just rely on history