Page 31 - Sanjay Kumar/workspace/business Standard Web/undefined

Why debit, credit cardholders should remain beware of Joker's Stash

The darknet or darkweb is parallel to the internet but provides users with anonymity, which is often exploited for criminal activities

Don't go overboard taking loans just because the lender is generous

While NBFCs are increasingly willing to lend to below-prime borrowers, the latter should remember that failure to repay can have dire consequences

Buy gold via regulated products, ensure it gets allotted in your name

So long as a jeweller uses customers' money to meet his working capital needs, there is usually no problem

Want to increase savings? Don't wait until month-end to invest what's left

Remove a portion of earnings at the start of the month from the salary account to an investment account to reduce chances of misspending

Markets test investors' patience, so play the waiting game for rewards

Equities perform in short bursts. Make sure you are not out of the market on those crucial days

The upward leg in gold's cycle tends to last for 3-4 years, say analysts

Gold, currently trading at Rs 38,177 per 10 gram, has given investors a return of 20.3 per cent over the past year

Here's why investors should not give up prematurely on their SIPs

Investors may already have borne a large part of the pain in equities

Why an increase in salary is a good time to plug the gaps in your finances

Prepay loans and hike SIP amounts before you think of discretionary expenditures

Be watchful of expense ratio you pay if your fund manager can't outperform

Coughing up a high expense ratio year after year makes no sense if your fund manager is unable to outperform

Why high cash calls could be a double-edged sword for fund managers

The bottom line is whether the fund manager has been able to generate alpha with this strategy

Planning to take a personal loan? Do not over-leverage this festive season

Here is how the personal loan rates offered by various banks stack up

Compare the cost of a BS IV car with that of a BS VI before actually buying

Attractive discounts are available on BS IV variants. BS VI cars, on the other hand, will offer greater solace to the environment-conscious buyer

How and when to invest in SIP variants when the market is facing turbulence

If they are able to deliver out performance in actual market conditions, investors may invest more through them

Planning to take pre-owned car loan? 7 points that you should keep in mind

Here is how the used car loans offered by various banks stack up

Up to 50% of your large-cap allocation can be through passive funds

Increase or reduce allocation to passive funds in future, depending on data on outperformance by active funds

Why borrowers should move to longer-tenure loans to escape debt trap

Those who have loans running should set up a contingency fund

Planning to take home loan? Make sure you are on the best rate available

Many lenders nowadays waive the processing fee on home loan transfers

Should borrowers opt for an RLLR-based home loan over an MCLR-linked one?

A reduction in MCLR is good news for home loan borrowers

Planning to take a personal loan? Strike a balance between EMI and tenure

Avoid personal loans. But if taken out of necessity, get rid of them quickly

India's EV dream: Does buying an electric car today really make sense?

The running cost of electric vehicles is lower, but there is a high upfront capital investment. Lack of charging infrastructure is another impediment