Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Page 12 - Tamal Bandyopadhyay
Best year for Indian banks, but there are new challenges
As we celebrate the banks' performance in FY22, let's not throw caution to the wind
HDFC-HDFC Bank merger: Better late than never
There won't be instant gratification for investors but the move will catapult the bank into the big league
NPA: A monster created by RBI's forbearance?
In August 2008, the RBI allowed banks to restructure bad debt. It was a one-time measure put in place till June 30, 2009, but the forbearance ended almost a decade later
RBI falls in line with global central banks
Another rate hike in June is on the cards. The question is: How much? Could it be 75 bps at one go or staggered over the next two meetings?
 "RBI falls in line with global central banks")
Macro challenges of micro lenders
The freedom to fix interest rates has encouraged a few MFIs to jack up rates on Day One. It will take a while for borrowers to get the benefit as products, processes and digitisation evolve
 "Macro challenges of micro lenders")
Games foreign banks want to play on Indian turf
They are not willing to explore the mass market, fighting it out with local banks. The new target is the cream of retail business, which has been growing at a speed never seen before
 "Games foreign banks want to play on Indian turf")
Micro details of Indian banks' macro story
So far, the story reads well. We'll need to wait a couple of years to see how many restructured loans turn bad and whether some banks fall victim to their obsession for growth
 "Micro details of Indian banks' macro story")
Will there be a rate hike in June?
That it's not far away is a reality, and the Indian central bank is not in denial mode. Despite the rate not being increased, formally, there couldn't have been a more hawkish policy last week
 "Will there be a rate hike in June?")
Will we see a reverse repo hike this week?
Can RBI afford the luxury of waiting out on the inflation front to allow growth to pick up?
We're doubling down investment in institutional biz: Citi Asia-Pacific CEO
In this exclusive interview with Tamal Bandyopadhyay, Citi Asia Pacific CEO Peter Babej explains why his bank has chosen to sell its retail business in India and what it plans for the future
 "We're doubling down investment in institutional biz: Citi Asia-Pacific CEO")
Board is charting out glide path for listing of BharatPe: Rajnish Kumar
The company's transition from an individuals-driven private firm to a board-driven listed public one will be carried out in a well-thought-through and well-executed manner, said the BharatPe chairman
 "Board is charting out glide path for listing of BharatPe: Rajnish Kumar")
Indian banking in pink of health but what next?
Banks are caught in their own narrative: credit growth. Soon, one may see bubbles in certain pockets.
 "Indian banking in pink of health but what next?")
New chapter in microfinance: End of overleveraging?
The RBI finally had to step in since self-regulatory organisations have failed to address a few banks' enthusiasm for overleveraging hapless small borrowers
 "New chapter in microfinance: End of overleveraging?")
RBI will ensure stability in the forex market, says Shaktikanta Das
In a fireside chat with Tamal Bandyopadhyay in November 2021, Reserve Bank of India Governor Shaktikanta Das says challenges of all kinds come with the territory
 "RBI will ensure stability in the forex market, says Shaktikanta Das")
Blame it on oil
The crude shock can turn into a nightmare for both the government and the RBI
 "Blame it on oil")
Myths and reality of microfinance
The size of loans and tenure of repayment can be increased. MFIs should also be allowed to give secured micro loans, depending on the end use and quantum, if we want to change the poverty landscape
 "Myths and reality of microfinance")
Polymer notes: What's that?
In the din over the wildfire spread of cryptocurrency and in its eagerness to introduce the central bank digital currency, a question mark hangs over India's plan for polymer notes
Things to watch out for in 2022
Cystal ball gazing for the trends and challenges for the banking sector in the New Year
The curious case of Pratip Chaudhuri's arrest
The account turned bad before he took over as SBI chairman. The underlying asset was sold to AARC following an open bidding process, months after he retired.
Three cheers and three challenges
An open letter to Reserve Bank of India Governor Shaktikanta Das
 "Three cheers and three challenges")