Page 119 - Personal Finance
New to Midcaps? Tata's Passive fund offers low-cost, diversified exposure
By tracking the Nifty Midcap 150 index through passive investment, investors avoid stock-specific risks and benefit from a disciplined and cost-effective investment strategy.
 "New to Midcaps? Tata's Passive fund offers low-cost, diversified exposure")
Canara bank waives minimum balance requirement for all SB accounts
Change effective from June 1, customers will no longer have to maintain a minimum balance in their savings bank accounts
 "Canara bank waives minimum balance requirement for all SB accounts")
Planning train travel? How to avoid waitlisted tickets and book smarter
To help rail travellers plan better, MakeMyTrip has launched Seat Availability Forecast, a new feature that provides a predictive view of when seats on a selected train are likely to sell out.
 "Planning train travel? How to avoid waitlisted tickets and book smarter")
Tier II realty sales dip in Q1 but Lucknow bucks trend with 48% value jump
According to the report, Lucknow with 25% increase in number of units sold in Q1 2025 at 1301 units registered the highest growth amongst top 15 tier 2 cities
 "Tier II realty sales dip in Q1 but Lucknow bucks trend with 48% value jump")
Choose loan-against-property for higher amount, low rates, flexible end-use
Avoid taking out such a loan if you have irregular income, are retired, or approaching retirement
 "Choose loan-against-property for higher amount, low rates, flexible end-use")
Govt retirees under NPS with 10+ yrs can claim UPS scheme benefits
Central govt employees retired under NPS with 10+ years of service can now claim additional pension benefits under the new Unified Pension Scheme (UPS) by June 30, 2025.
 "Govt retirees under NPS with 10+ yrs can claim UPS scheme benefits")
Key financial changes in June 2025: Aadhaar, UPI, FD rates & more
From Aadhaar updates to new mutual fund timings and credit card rule changes, here's what taxpayers, investors, and bank customers need to know in June 2025
 "Key financial changes in June 2025: Aadhaar, UPI, FD rates & more")
Shield your vehicle from monsoon damage with key insurance add-ons
With rains already flooding major cities, insurers advise critical add-ons like engine and battery protection to avoid costly vehicle repairs and ease claim settlement
 "Shield your vehicle from monsoon damage with key insurance add-ons")
Resale homes slide to 2% buyer interest as 67% choose under-construction
Homeownership remains the preferred choice across India (80%), with Chennai (86%), Ahmedabad (83%), and MMR (85%) showing the strongest inclination
 "Resale homes slide to 2% buyer interest as 67% choose under-construction")
Tata Digital inks Rs 1 cr/month office lease deal in Mumbai's Lower Parel
Tata Digital signed the lease with One International Centre on March 17, 2025, agreeing to pay Rs 1.05 crore in monthly rent and Rs 7.07 crore as a security deposit. The rent works out to roughly Rs
 "Tata Digital inks Rs 1 cr/month office lease deal in Mumbai's Lower Parel")
Can you switch tax regimes? rules for salaried and business taxpayers
Salaried taxpayers can switch tax regimes yearly; business professionals face stricter limits
 "Can you switch tax regimes? rules for salaried and business taxpayers")
170% surge in demand: Indians are ditching jewellery for gold ETFs in 2025
Jewelry demand slumped 25% in volume, but ETFs took center stage.
 "170% surge in demand: Indians are ditching jewellery for gold ETFs in 2025")
AskDISHA 2.0: Book, cancel, track train & refunds with IRCTC's new AI
Voice assistant helps passengers book, cancel, track train tickets or refunds. New version has multilingual support and, smarter assistance, says Railways
 "AskDISHA 2.0: Book, cancel, track train & refunds with IRCTC's new AI")
Leena Gandhi Tewari sets new India record with Rs 703 cr Mumbai duplex deal
Leena Gandhi Tewari, chairperson of pharma giant USV, has purchased two sea-facing duplex apartments in Mumbai's Worli for Rs 639 crore
 "Leena Gandhi Tewari sets new India record with Rs 703 cr Mumbai duplex deal")
Services sector funds: Hold in satellite portfolio if risk appetite permits
Industry is the largest segment of India's economy, offers investment opportunities in multiple high-growth areas
 "Services sector funds: Hold in satellite portfolio if risk appetite permits")
Filing Income Tax return for the first time? Here's a step-by-step guide
Completing the process even if your income is below taxable limit establishes financial credibility, say experts
 "Filing Income Tax return for the first time? Here's a step-by-step guide")
What are the best health insurance rates for young men under the age of 30?
It is always a good idea to invest in a good health insurance plan that can take on the burden of a serious ailment
 "What are the best health insurance rates for young men under the age of 30?")
Scents & Sensibilities: The right perfume can be a game-changer for you
From mass-market mists to niche luxury blends, India's perfume market is booming. As spending on fragrances soars, a new olfactory culture is taking shape - a bottle at a time
 "Scents & Sensibilities: The right perfume can be a game-changer for you")
Bank holiday today: Are banks closed today for Maharana Pratap Jayanti?
Bank holiday today: Banks in this state will observe a holiday today, due to Maharana Pratap Jayanti. However, banks will remain open in rest of the country
 "Bank holiday today: Are banks closed today for Maharana Pratap Jayanti?")
It's time to get Form 16 from your employer, and what to do if it's missing
Form 16 summarises salary paid and tax deducted at source in a financial year; it's needed to file returns
