Page 293 - Personal Finance

Capital gains tax: When do you have to pay it, how is it calculated

The profit you get when you sell an item that has appreciated in value is subject to capital gains tax

Home loan: Don't forget to ask your lender these questions before applying

Given the long-term commitment of a home loan, understanding its terms and conditions is crucial before you apply

Stuck on a delayed flight? You might not have to suffer through it anymore!

BCAS issued a directive on March 30th, 2024, allowing airlines to deplane passengers on flights delayed due to weather, medical emergencies, technical issues, or other unforeseen circumstances

Planning your summer break? Agoda reveals Asia's hottest and cheapest holiday havens

The destinations with the cheapest average accommodation rates across eight Asian markets are Udon Thani in Thailand, Surabaya in Indonesia, Hue in Vietnam, Kuching in Malaysia, Iloilo in Philippines

US visa fee hike: Take a look at the new H-1B, L-1 and EB-5 visa costs

The adjustments in fees may have a considerable impact on Indian nationals seeking to work or invest in the United States, especially for those applying for H-1B, L-1, and EB-5 visas

NPS has new login rules: here is the step-by-step process

Pension Fund Regulatory and Development Authority (PFRDA) has introduced a new security layer in the National Pension System (NPS).

E-insurance, FASTag, ITR filing, medicine prices: What changes from April 1

As April 2024 begins, we enter a new financial year with significant updates impacting our finances and investments. Take a look at what changes from today

After FAME-II, EMPS 2024 to fuel faster adoption of e-2W and e-3W

The new scheme will offer subsidies of up to Rs 10,000 for electric two-wheelers, Rs 25,000 for e-rickshaws and e-carts

Indian term insurance is being favoured by NRIs. Here is why

Term policies from India cost up to 30-50% less for NRIs residing in the UAE and Singapore.

ICICI Bank credit card holders, beware: New lounge rules from April 1

Starting April 1, ICICI Bank credit card holders can avail one complimentary airport lounge access by spending Rs 35,000 in the preceding calendar quarter

Explained:The hidden costs of paying only the minimum on your credit card

Since only a small portion of your payment goes towards the principal balance, it takes much longer to pay off the debt completely.

Affordable housing to loan subsidies: what is PMAY scheme all about

PMAY aims to provide affordable housing solutions to individuals and families from economically challenged backgrounds, making homeownership more accessible.

How many bank holidays are there in April 2024: Check full list here

There are a total of 14 days of bank closures in April 2024, including national holidays, every second and fourth Saturday and each Sunday.

No change in income tax slabs from April 1, 2024: Finance Ministry

Misinformation on the new tax regime has been spreading on certain social media channels. To set the record straight, the ministry clarified several key points

Salaried vs consultant: What's a better option for high earners in India?

If your business expenses are a significant portion of your income (more than 50%), being a consultant and claiming those expenses can be beneficial

Typo can't be basis for denial of claim

The State Commission concluded the insurer could not take advantage of a typographical error on the bank's part to repudiate a legitimate claim

The financial year is ending: Here is what you must do for your investments

Avoid triggering taxation during portfolio rebalancing by buying more of underperforming asset class

Goa, Puri or Dubai: Where Indians are travelling this Good Friday weekend

As the extended weekend looms ahead, thanks to Good Friday, Indian travellers are seizing the opportunity to escape the daily grind

Choose life policy carefully; early surrender can cause major losses

Switch credit card if changes in reward structure do not align with your needs

How can you transfer money from a credit card to a bank account?

Be mindful of your credit card usage and try to avoid excessive reliance on cash advances