Page 368 - Personal Finance

Tax harvesting: Strategy for offsetting losses that needs careful planning

Equity investors should go for the strategy before March 31 and reduce their liability on capital gains

Beware! Govts do default on pension liabilities

The faith displayed by employees in a future government's ability to pay pension is perplexing when stories abound of state governments having difficulty in paying salaries

Watch out for mark-up on the exchange rate when remitting money

Go with a player that states both the exchange rate and the transaction fee transparently

Edelweiss Mutual Fund launches India's first passive short-duration fund

This is the first passive offering in the short-duration space

Mixing investment and insurance: Finding the right balance for your needs

Age, returns and security are some factors you must consider before your purchase a plan

Fund pick: Franklin India Smaller Companies Fund

Fund pick of Franklin India Smaller Companies Fund

A snapshot of personal loan rates offered by various banks with details

Here is how the personal loan rates offered by various banks stack up

Indian insurers may have to tackle pricey reinsurance amidst global crises

Impact of global hardening of rates on India difficult to predict, say analysts

High-frequency traders must be highly cost-conscious while choosing brokers

Platform reliability, time to meet margin calls are other key criteria for traders while selecting a broker

Get a lower rental rate with higher deposit, longer-term lease agreement

Avoid paying more than 15-20 per cent of post-tax salary as house rent

Avoid higher TDS with timely, accurate submission of investment proof

For investments made after proof has been submitted to the employer, claim refund in ITR

No sub-limits in policy? Avg clause can't apply

According to the National Commission, the average clause couldn't apply since the policy didn't have individual coverage limits for building, stock, and packaging material

Silver's performance may continue if global economy avoids recession

Beware of its volatile nature and don't invest more than 5% of your investment portfolio in it

Insurance sector needs Rs 50,000 cr capital each year to double penetration

Irdai Chairman Debabsish Panda said the Rs 50,000 crore figure was arrived at by making assumptions on the country's GDP, inflation, and how the world GDP will grow during this period

Fresh formal job creation stays below 1 million in November: EPF data

The number of new monthly subscribers under the Employees' Provident Fund (EPF) scheme increased to 899,332 in November from 768,643 in October

Investors should avoid NCDs rated below AA despite mouthwatering returns

Diversify across sectors and match your investment horizon with paper's tenor to avoid liquidity issues

A snapshot of health insurance plans offered by various firms with details

Here is how the health insurance plans offered by various companies stack up

Budget 2023: Salaried class wants higher tax-free slab as inflation bites

From a tax-free slab of Rs 5 lakh to a higher exemption limit under Section 80C, here is what experts are hoping for in Budget 2023

Cheers to coffee: How to pick up the best brew for your home pleasure

Instant, special, or traditional blends: Indians' choice for their daily cup keeps increasing

Fund pick: IDFC Bond Fund - Short Term Plan

Fund pick of IDFC Bond Fund - Short Term Plan