Page 382 - Personal Finance

The deadline to file updated income tax returns is March 31, 2023

It may entail a higher tax at this stage, however, the taxpayer avoids the risk of paying a penalty

Govt retains 7.1% interest rate on GPF, other similar funds for Q4

The government on Tuesday kept the interest rate unchanged at 7.1 per cent for the subscribers of the General Provident Fund and other similar funds

High portfolio yields to make debt funds an attractive option in 2023

Investors could also get the benefit of capital gains this year

Small savings are an attractive option for investors in lower tax brackets

Though debt mutual funds are currently offer yields to maturity that are marginally higher than small savings

Contact the bank if you have not signed the new locker agreement

While new rules enhance banks' accountability, buying locker insurance is added protection

Global slowdown could dent office space demand in H1 2023 after strong 2022

Demand from domestic companies will, however, lend stability to the market

Safety to liability: What changes for bank locker customers from Jan 1

Rules for accountability and obligations enhanced after RBI mandate, say experts

Signature luxury: How to build a collection of the finest writing pens

Montblanc, Sailor, Lamy or Sheaffer: the instrument should be good enough to be passed on as a family heirloom

A snapshot of home loan rates offered by various firms with other details

Here is how the home loan rates offered by various banks and housing finance companies stack up

Fund pick: SBI Magnum Midcap Fund

Fund pick of SBI Magnum Midcap Fund

Financial resolutions for 2023: 6 ways to get your finances in shape

These tips can help you make and stick to your financial resolutions in 2023

Go ahead with house purchase in 2023 despite high loan rates

By the time interest rates moderate, prices could move higher

Income tax exemption might be extended to Rs 5 lakh in budget, say sources

The government is likely to enhance the income tax exemption limit to Rs 5 lakh from the existing Rs 2.5 lakh in the forthcoming budget for 2023-24, sources privy to developments said.

NPS partial withdrawal rule changing for these subscribers from Jan 1

PFRDA had launched the online partial withdrawal facility in January 2021 to help subscribers cope with the Covid-19 pandemic

An NRI without a PAN? File Form 10F manually till next March for lower TDS

You should check tax residency certificates too: If it has the required details, submit it instead

Hold on to equity funds in 2023 despite turbulence, say experts

If you exit the market now, you could be left on the sidelines when a sustained recovery begins

PAN not linked with Aadhaar by end of March 2023 to be rendered inoperative

A circular issued by CBDT on March 30 said once a PAN becomes inoperative, an individual shall be liable to all the consequences under the I-T Act and will have to suffer a number of implications

The reason you must hold on to equity funds despite turbulence in 2023

If investors exit the market now, they could be left on the sidelines when a sustained recovery begins

How to lock smartly into bank FDs as rates peak over next 2-3 quarters

Consider laddering to ensure liquidity and to avoid reinvestment risk

Fund pick: Aditya BSL Medium Term Plan

Fund pick of Aditya BSL Medium Term Plan