Page 471 - Personal Finance

Slowdown effect? Salary increase in 2020 may be lowest in a decade at 9.1%

However, 39% of companies still plan to offer increases of 10% or more: Aon survey

If you give money for a good cause, I-T Act offers you tax benefits

Section 80G deduction can be availed of by a person who makes an eligible donation, but conditions apply

Smart tips on buying chandeliers and other lighting fixtures for your house

When you're out buying one, don't be over-obsessed with utility; pick up a piece that has aesthetic appeal and gels with the living area or bedroom

Lock into current term insurance premiums, new rates unlikely before Apr 1

The sale of term plans gathered pace only over the past four-five years

Track the number of days you spend in India to avoid the taxman's knock

Any discrepancy between what you report and the records of the government could land you in trouble

Opportunity in refinery stocks

However, energy prices can reverse direction sharply and suddenly

E-Will is a cost-effective option, but may not satisfy everyone's needs

It may not be suited for special situations, or where there is a risk of litigation

Need emergency cash? Use loan against gold to get out of a debt trap

If you are caught in a debt trap, take a gold loan to pay your credit card dues.

NRIs to gain more than resident Indians from govt's move to remove DDT

High-income resident Indians will end up with a higher tax outgo

Fund pick: HDFC Small Cap Fund

Fund pick: HDFC Small Cap Fund

Planning to invest in small-cap funds? Be prepared for high volatility

Another positive of small-cap stocks is that they have a high correlation with the economic growth cycle

Choose instruments with a higher lock-in period to get better returns

Experts say this is still a good time to get locked into good rates before other banks also start cutting them aggressively

Realty check: Current rates and unit sizes in the Rs 1-1.5 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Reader's corner: How to invest in an insurance plan and avoid mis-selling

Check for discrepancies in the policy information provided-premium amount, policy term, premium payment term, the sum assured, applicable charges (if any), and other benefits under the policy

Tipping point: Should you invest your savings in banking and PSU funds?

In an environment where rates are rising, these funds could give negative returns

New Irdai guidelines unlikely to impact insurance premium rates for now

General insurers would wait to see whether claims rise sharply after the removal of the three-month clause

Compensate if insured hasn't been negligent

The National Commission did not accept the contention of the insured that the assessment of damage had been done incorrectly by the surveyor

Mutual funds log Rs 1.2-trn inflow in Jan over infusion in liquid schemes

Mutual fund inflows will gather further momentum in the coming months, Union Asset Management Company CEO G Pradeepkumar said

Limit on employer's contribution to retirement plan: All questions answered

Contributions to NPS may need to be scaled down

SC issues notices to Centre, Delhi govt, police on Shaheen Bagh protests

SC issues notices to Centre, Delhi govt, police on Shaheen Bagh protests