Page 472 - Personal Finance

How Sebi's tighter new rules protect PMS investors from mis-selling

The recent changes are also meant to reduce regulatory arbitrage between PMS and mutual funds

When equity market near all-time high, investing in ad-hoc manner dangerous

Assign weights to various categories of funds and book profits where necessary

India vs New Zealand 2nd ODI Live scoreboard

India vs New Zealand 2nd ODI Live scoreboard

India's insurance is one of Asia's better long-term stories: Chris Wood

In September 2019, he had bought SBI Life Insurance and HDFC Life Insurance, which now account for 5 per cent and 4 per cent weight in the above-mentioned portfolio

Fund pick: HDFC Short Term Debt

Fund pick: HDFC Short Term Debt

This is how you can protect your e-wallet from new wave of KYC frauds

Since RBI has made KYC mandatory, many fraudsters use this as entry point

Realty check: Current rates and unit sizes in the Rs 5-10 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Reader's Corner: How and when to start investing in international market?

Keep in mind your age and asset allocation mix as you grow older

Tipping point: Should you know portfolio turnover ratio before investing?

Many investors think a high turnover ratio means the fund manager is very proactive in managing it

RBI's Savings Bond a good investment option for risk-averse investors

Go for half-yearly payouts if you seek regular income

Govt should consider exempting expatriates from Rs 7.5 lakh limit: Expert

Expatriates invest a high amount to comply with PF regulations. The government should consider exempting them from the Rs 7.5 lakh limit

Start-up employees must pay attention to risk related to stock option plans

Now, they can take the risk of joining without having to pay taxes on Esops immediately

Effective tax rate to rise for life insurance companies with DDT removal

Dividend income holds a significant share in the profit before tax of a life insurance company, of 24-37 per cent in 2018-19, it is estimated

10% TDS only on dividend payment by mutual funds, clarifies CBDT

CBDT clarification removed uncertainty over treatment of capital gains

Budget impact: High share of FDs in investment can hit your wealth creation

Though FD insurance cover has risen 5-fold, younger investors should use those to park short-term funds

Post-Budget, growth option becomes more attractive for MF investors

Unlike MF investors, those betting on direct equities may feel the pinch because dividend payout is not under their control

Planning to take a home loan? Don't choose lender on interest rate alone

Watch out for other charges like foreclosure fee

REITs, strata sales attracting small investor to commercial real estate

Monopolised by large investors earlier, office realty can now be fragmented into smaller parcels of investments, making it easier for the small guy to take exposure

Increase SIPs if markets fall

Though boring, these instruments work well if there is a broad bear market

Budget 2020: Invest to optimise wealth creation, not for tax saving

Many tax-saving financial products will remain relevant even when you do not avail of the tax benefit on them