Page 480 - Personal Finance

Buy property at discount in auctions, ensure title is unencumbered

Here is a guide to help you complete the bidding process smoothly while leaving enough in your pocket to refurbish the property after you get possession

Even those not audited must deduct TDS if total payment exceeds Rs 50 lakh

The liability to deduct tax gets triggered when the amount paid to a resident, or even the aggregate of such amounts, exceeds Rs 50 lakh

Fund pick: ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund

Reader's corner: Should you invest in MFs directly or through an advisor?

Both routes allow you to transact via the direct plans of mutual funds

Circular can't override contract

The Commission held that LIC can't be allowed to wake up after 11 years and then issue a circular that would violate the sanctity of the contract of insurance issued by it

Irdai proposes to make calculation of motor cover simpler, more transparent

Customers will not have to buy add-ons like invoice cover in the new regime

Karvy crisis: What clients should do with holdings in their demat accounts

If demat holdings are intact, then Karvy's clients have the option to move to another broker. If not, they should complain.

Who gets your Facebook, Twitter when you're gone? You can bequeath by will

Like your physical possessions, you should plan to pass on your digital contents and social media accounts also to your loved ones in a systematic manner

Link your FASTag to a prepaid card, not a savings or current account

Since FASTag is mandatory, it's better to understand its risks; linking it to your savings will lead to balance being deducted from your bank account

Want to avail of home-loan overdraft? Do it only if you have surplus funds

Savings done by depositing extra money into the home loan overdraft facility should outweigh the higher interest cost charged from you

Need emergency money? Use loan against property to fund planned expenses

Both self-employed and salaried employees can avail of it

Airtel and Voda-Idea remain risky bets

While the two stocks have witnessed a relief rally, their fundamentals remain worrisome

Offbeat experiences edge out the run-of-the-mill in new travel itineraries

The new-age traveler is no longer into ticking a checklist of must-see spots on his holiday. He is ready to pay a premium to experience culture, crafts and culinary delights of the local populace

Choosing the right career counsellor to future-proof your job prospects

In today's rapidly changing world there are as many approaches to career counselling. Choose the one that fits your need and pocket

How to prepare financially if your children live abroad or intend to do so

If your children live abroad, rely more on financial assets as they are easier to liquidate and move across borders

Fund pick: UTI Value Opportunities Fund

UTI Value Opportunities Fund

Pick the right stock, bet on focused funds if you have a high-risk appetite

The primary risk in these funds is that if the fund manager gets a few stock picks wrong, the fund's performance could take a significant hit

Dear Mr Chidambaram

It's not just the archaic tax laws but the anomalies that make the taxpayer's life difficult

They are good enough to die for us but ...

Clearly any reasonable person will be outraged that the banking system has placed our soldiers in the lowest hierarchy of the new "caste" system that has been created

It's time you thought about tax-saving investments; ELSS can be one option

Among tax-saving investments, they have the lowest lock-in period of three years only