Page 519 - Personal Finance

Here's all that you should consider when investing in a vintage fund

Make sure that the vintage fund you are thinking of investing in retains its consistency of style and performance

Realty check: Current rates and unit sizes in Rs 10 mn-Rs 15 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Buying property is more affordable now than anytime in the past 5 years

During the current slowdown, many buyers have also been sitting on the fence saving up for their purchase and waiting for the right opportunity to buy.

Reader's corner: How you can move equity from MFs to a debt fund

The builder admitted the sale and allotment of the flat but contested the case on other grounds

Tipping Point: Returns of longer-duration funds have perked up recently

Keep 20-30% of debt fund exposure in dynamic bond funds

Financial planning: Smart money moves to make after retirement

Here are some money management steps to follow after your retirement.

How does inflation dent your financial planning?

Inflation hits your financial plan on multiple counts. It impacts your future cost of living.

Use SIP variants as portfolio diversifiers for better cost averaging

The investor starts with a fixed monthly SIP amount ranging between Rs 2,500 and Rs 100,000

Bigger retirement kitty for central govt employees along with tax benefits

Central government employees will now have the freedom to choose their pension fund managers

Want access to an airport lounge? Your plastic might just offer free access

But you must check the terms and conditions of your credit/debit card. There may be a restriction on the number of times you can access the lounge per quarter

Keep a watch on institutional positions

Use institutional presence as your first selection filter for small-cap stocks

Planning to buy a used car on loan? Here're rates offered by various banks

Besides interest rates, compare LTV, processing fee, pre-payment charges

Reforms to make motor insurance policies costlier, but that's good news

After the latest regulatory changes, customers should compare expenses and features more diligently before purchasing motor vehicle insurance

Why you should know the exclusions in your travel insurance policy

Check the number of days the cover lasts and whether pre-existing diseases and related illnesses would be covered

Planning holiday? Foreign transaction fee can burn big hole in your pocket

Carrying cash or having a good travel credit card with rewards can help reduce costs

Fund pick: HDFC Corporate Bond

Fund pick: HDFC Corporate Bond

No more free services? Why you should brace for additional bank charges

The current issue is about service tax, but it has even more serious implications under the GST regime

How RBI's decision on floating rates will give relief to retail borrowers

With the RBI deciding to link all new floating rate loans to an external benchmark, there will be more transparency

Realty check: Current rates and unit sizes in Rs 5 mn-Rs 10 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Check the Sharpe ratio of your fund manager to have a smooth investing ride

Sharpe ratio is one measure that can tell you how much return a fund manager has given for each unit of risk taken