Page 534 - Personal Finance

Buying a car? Opt for bundled auto insurance with 1-year own damage cover

Avoid comprehensive products that offer long-term own damage and third-party liability

Can't deny claims without proof

The State Commission observed that insurance is a contract requiring good faith. And the insurer's stand was based on a handwritten note without authentication

Fund Pick: DSP Equity Opportunities

Fund Pick: DSP Equity Opportunities

Unsecured loans are costly; limit the EMIs to 10-15% of your salary

Personal loans, conversion into EMIs, borrowings from P2P lenders are alternatives if you can't pay credit card dues

Here are the five ways to keep a track of your mutual fund's performance

In order to arrive at the right decision, you need to choose the right metric to measure fund performance

Home loan rate hike: Beat the rise with balance transfer and prepayment

Shift to a home loan provider offering a lower interest rate; use bonuses, other windfalls to reduce principal outstanding

Bullish on consumption

MFs are betting on real economy, FPIs are sticking to financials

You needn't own a classy Porsche for your road trip. Just take one on rent

Self-driven or chauffeur-driven, choose luxury the way you want it; just don't damage the car -- it'll burn a hole in your pocket

Health insurance: Mental illness to be treated on par with physical ailment

After the current wave of reforms, expect your policy to cover more diseases, but your premiums will rise too

What's on offer: Axis Bank to BoB, shop around for best fixed deposit rates

Here's how the FD rates by different banks and institutes stack up

Can closed-end funds choke your portfolio? All you need to know

However, one category which stands out is fixed maturity plans due to its tax benefits

Chase the adrenaline rush by travelling solo to these destinations

More people are willing to spend and go to challenging locations rather than the same-old beaches or mountains

How to beat the risks in PMS schemes? Get proactive and curtail them

Irrespective of whether Sebi raises the investment threshold for PMS, investors themselves must avoid risks they cannot stomach

5 reasons why SIP mutual funds are a good investment option for you

One of the crucial advantages of SIP is that it helps to build the habit of saving and investing simultaneously

Fund Pick: IDFC Dynamic Bond Fund

Fund Pick: IDFC Dynamic Bond Fund

New insurance rule to raise on-road price of cars, two-wheelers, hit sales

A longer tenure and upfront payment of the premium would save buyers the trouble of annual renewals but would proportionately raise the initial outgo on new vehicles, pushing up the on-road prices

Those with fluctuating income may opt for single-premium policies

If paying the insurance premium at one go means dipping into your savings, avoid it

Want to revise your income tax return (ITR)? Here's a step-by-step guide

The revision has to be done before the end of the financial year for which return was filed, i.e., 31st March 2019 for AY2018-19

Is your mutual fund too expensive? Avoid paying above-average fees

Investors should avoid paying above-average fees in case of debt funds and large-cap equity funds

Readers' corner: Tax

Gift received from vendors is taxable in your hands and hence, should be disclosed as 'income from other sources'